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With our Reverse Mortgage, you could stay in your own home longer while unlocking equity that you can use on renos, living expenses, or seeing the world.

The benefits of a P&N Reverse Mortgage

Reverse mortgages allow retirees to convert the equity in their home into accessible cash for a more comfortable retirement.

  • You can use the funds for a range of purposes.
  • There are no regular repayments required but you can make voluntary repayments at any time.
  • You have easy access to your funds through a redraw facility.
  • The negative equity guarantee means the amount that’s required to repay the loan will never exceed the net sale proceeds of the property.

Speak to a home loan specialist

Whether you’re ready to apply for a home loan or simply want to speak to someone about your options, we’ve got you covered!

Book an appointment

We want to make buying a home as easy as possible, so you can request an appointment in one of our branches, at your home or work, or via video call with our virtual lending team.

Request a call-back

Are you after more information? One of our experienced home lenders will get in touch with you to answer any questions you may have.

You may also be interested in:

Reverse Mortgage Home Loan

A reverse mortgage allows you to draw upon the equity in your home to fund living expenses, health expenses or to simply live a more comfortable retirement.

& Retirement Account

P&N Bank's over 55s Retirement Account has a competitive variable interest rate, card access and rewards features helping you to secure your financial future.

Five tips for retirement planning

Five tips to think about when looking at your future retirement plans, with some handy government resources where you can get further information.

Important information

Banking and Credit products issued by Police & Nurses Limited (P&N Bank).

Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms & conditions, fees & charges apply. 

Before taking out a Reverse Mortgage product, seek appropriate advice and consider if the product is right for you.