As a customer-owned bank based in WA, we care about the relationships we have with our local mortgage brokers. We understand the important role that you play in providing choice and competition in our industry.
Our aim is to make your life, and in-turn the lives of your customers, easier.
Improved efficiency
NextGen (apply online) and Simpology (loan app) platforms that are both designed to improve efficiency and processing ability. We’ll give you clear answers about how your deal is tracking in real-time.
Simplified offerings
Simplified policy and product offerings to make your life easier. We’ve improved our digital tools, reviewed our credit policies and taken the complexity out of our application processes.
Dedicated team
Our Business Development Managers and local Credit & Broker Support team know WA as well as you do. Whenever you contact us you'll speak to a real person who'll manage your deal from application to settlement.
What P&N Bank offers
We know you always want the best outcomes for your clients, so we:
- Offer competitive rates and lending products with no upfront or
- Provide superior service thanks to our digital tools, convenient branch locations, and local WA staff.
- Provide a range of personal banking products designed to benefit customers during the different stages of their lives.
Dedicated to your success
We care about our relationships with our local brokers, and are here to support you in providing products and services to your clients.
Elisia O'Callaghan
Business Development Manager
PLAN, FAST, Choice
Dan Serra
Business Development Manager
Specialist, Resolve, VOW, Mortgage Choice (Smartline), Loanmarket
Helping you navigate any challenges
Trained to help you navigate any challenges in getting your applications through to final approvals and settlement, our team is ready to answer your queries.
Mel Sandford
Manager Broker Operations
Teresa Begg
Broker Operations Specialist
Irmina Sikora
Senior Broker Support Officer
Lauren Wright
Broker Support Officer
Jasmine Coe
Broker Support Officer
Dedicated to your success
We care about our relationships with our local brokers, and are here to support you in providing products and services to your clients.
Elisia O'Callaghan
Business Development Manager
PLAN, FAST, Choice
Dan Serra
Business Development Manager
Specialist, Resolve, VOW, Mortgage Choice (Smartline), Loanmarket
Helping you navigate any challenges
Trained to help you navigate any challenges in getting your applications through to final approvals and settlement, our team is ready to answer your queries.
Mel Sandford
Manager Broker Operations
Teresa Begg
Broker Operations Specialist
Irmina Sikora
Senior Broker Support Officer
Lauren Wright
Broker Support Officer
Jasmine Coe
Broker Support Officer
Broker resources
Accredited brokers can find product and policy information, calculators, and more resources on our Broker Hub. We are also offering a Broker Support chat service. Whether you'd like to speak to us on the phone or contact us via chat, you can now reach us in more ways to get answers to your questions.
Broker hub
Log in to our Broker Hub to find information about our products, policies, calculators and more. Available 24/7.
Call us
Call us to speak to someone in our Broker Support team. Monday to Friday, 8:30am to 4:30pm AWST.
Chat with us
Get in touch with us via our Broker Support chat service to chat to a member of our team. Monday to Friday, 8:30am to 4:30pm AWST.
P&N Bank home loans
& Basic Home Loan
Our lowest variable rate home loan, with flexible repayment options to help you pay off your loan sooner.
& Investor Basic Loan
Our lowest rate investment home loan, with flexible repayment options to help you pay off your loan sooner.
Home loan interest rates
View and compare our variable and fixed home loan interest rates, all in one place.
Important information
Banking and Credit products issued by Police & Nurses Limited (P&N Bank).
Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms & conditions, fees & charges apply.
Please consider the terms and conditions and whether a product is right for you.
- View terms & conditions
- View fees and charges
- View credit guide
- Create a Home Loan Key Fact Sheet
- View LMI Information Fact Sheet
- View Target Market Determinations (TMDs)
*Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. For variable Interest Only loans, comparison rates are based on an initial 3 year Interest Only period. For fixed Interest Only loans, comparison rates are based on an initial Interest Only period equal in length to the fixed period. During an Interest Only period, your Interest Only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.