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Access cash through the atmx network

We’ve partnered with atmx to give you access to a growing network of fee-free ATMs across metropolitan, regional, and remote Australia.

With an atmx ATM, you can withdraw cash or check your account balance using your Visa Debit card, without paying a withdrawal fee.

To use an atmx ATM, you'll need your physical Visa Debit card and PIN.

Why use atmx?

Fee-free withdrawals

Access your cash without paying ATM fees when using your P&N Visa Debit card.

Check your balance

Check your account balance quickly and conveniently while you're at the ATM.

Secure transactions

Withdraw cash with confidence through a secure ATM network, using your Visa Debit card and PIN.

How to withdraw cash at an atmx ATM

  • Insert your P&N Bank Visa Debit card and enter your PIN.

  • Choose Cash out from the menu.

  • Select the account linked to your card (you can choose from Cheque, Savings, or Credit*).

  • Select or enter the amount you’d like to withdraw.

  • Choose whether you’d like a receipt.

  • Take your cash, receipt (if requested), and card.

The amount you can withdraw will depend on your available balance, daily withdrawal limit, and the cash available at the ATM.

You can also use atmx ATMs to check your account balance.

 

Note: Cash withdrawals made using a credit card may be treated as a cash advance, so fees and charges may apply.

Find an atmx ATM near you

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Frequently asked questions

Yes. You can also make fee-free withdrawals at all major bank ATMs across Australia. While some other ATM operators may charge a fee, the ATM will tell you before completing the transaction and you can choose whether to continue.

To help avoid ATM fees, look for an atmx or major bank ATM whenever possible.

You can withdraw up to your daily ATM withdrawal limit, if you have enough money available in your account. Individual ATMs may also have their own transaction or cash availability limits.

If you need to change your withdrawal limit, please contact us on 13 25 77.

No. Cash deposits at atmx ATMs aren’t available to P&N Bank customers.

If you need to deposit cash, you can do so at one of our branches or at participating Australia Post locations using Bank@Post.

You can withdraw cash from eligible transaction accounts linked to your Visa Debit card.

Yes, you'll need your physical Visa Debit card and PIN. Digital wallets and cardless withdrawals aren't available.

Yes, cash withdrawals from an atmx ATM are free when you use your P&N Visa Debit card. 

Important information

Banking and Credit products issued by Police & Nurses Limited (P&N Bank).

Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Eligibility criteria, terms & conditions, fees & charges apply. 

*Cash withdrawals made using a credit card may be treated as a cash advance. Cash advance fees, interest charges and other transaction fees may apply. For more information, please refer to our credit card fees and charges page.