P&N Bank offers a range of insurance policy types, such as Comprehensive, Third Party Fire & Theft and Third Party Property Damage. Our Motor Vehicle Insurance PDS provides a detailed breakdown of what each policy covers.
BSB 806 015
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Car Insurance
Whether you’re just looking for basic cover or you want to help give your pride and joy the protection it deserves, we have a range of options for you.
$30 million liability cover
Relax, we have cover for you. Your policy covers you for up to $30 million in liability cover, no matter who’s at fault.*
Hire car cover
Our comprehensive cover provides you with a replacement car while yours is being repaired.*
Your choice
Your choice of insuring your vehicle for it's market value, or a value that you agree with us.*
Choose the right car insurance policy
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| ✔ | Up to $30 million of liability cover |
| ✔ | Damage to your vehicle - listed events up to your sum insured, including protection from uninsured drivers |
| ✔ | Hire car after theft (21 days) |
| ✔ | Towing and transport of your vehicle |
| ✔ | Fire and theft |
| ✔ | New car replacement |
| ✔ | Personal items |
|
|
| ✔ | Up to $30 million of liability cover |
| ✔ | Damage to your vehicle - protection from uninsured drivers |
| ✔ | Hire car after theft (21 days) |
| ✔ | Towing and transport of your vehicle |
| ✔ | Fire and theft |
| ✘ | New car replacement |
| ✘ | Personal items |
|
|
| ✔ | Up to $30 million of liability cover |
| ✔ | Damage to your vehicle - protection from uninsured drivers |
| ✘ | Hire car after theft (21 days) |
| ✘ | Towing and transport of your vehicle |
| ✘ | Fire and theft |
| ✘ | New car replacement |
| ✘ | Personal items |
This is only a summary, see everything that is and isn’t covered in the Product Disclosure Statement (PDS).
► Read our Motor Vehicle Insurance PDS for the full breakdown
Need to make a claim?
The quickest and easiest way to make a claim is to contact our partner CGU's 24/7 claims team on 13 24 80.
Find out more.
Do you still hold a QBE MemberCare policy?
If you purchased an insurance policy through P&N Bank before 1 June 2021, your policy will continue to be underwritten by QBE until it renews or expires. For more information on updates to our insurance provider, Product Disclosure Statements for existing QBE policy holders, and details on how to make a claim, visit our insurance provider updates page.
Frequently asked questions
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What are the different types of car insurance policies?
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What does excess mean in relation to car insurance?
An excess is your contribution towards the cost of an insurance claim. The type of excess that applies to your policy and the amount will be listed on your schedule. The four types of excesses that may apply are: basic excess, age excess, inexperienced drivers excess and additional excess.
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How can I make an insurance claim?
If you need to make a claim, we're here to help. The quickest and easiest way to make a claim is to contact our insurance partner CGU’s 24/7 claims team on 13 24 80.
See all frequently asked questions.
Important information
*Underwriting criteria, policy terms, conditions, limits and exclusions apply. Please see the PDS for full details.
Police & Nurses Limited (P&N Bank) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701 acts under its own AFSL and under an agreement with the insurer Insurance Australia Limited ABN 11 000 016 722 trading as CGU Insurance. Any advice given is general only and does not take into account your personal objectives, financial situation or needs. Consider the relevant Product Disclosure Statement (PDS) available here and Target Market Determinations (TMD) to see if the product is right for you.