BSB 806 015

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BSB 806 015

Comprehensive Car Insurance

Get protection on your journey

Comprehensive insurance helps protect the investment you’ve made in your car and may avoid big bills if you have an accident.

Four reasons you'll love having cover through P&N

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Hire car if yours is stolen

We will pay for a hire car if your car is stolen or attempted stolen and can’t be driven, at up to $100 a day up to 21 days.

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Personal items

Your personal items are damaged in an accident or stolen from your locked car, we cover them up to $1,000.

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New car replacement

If your car is written off, we will provide a new car replacement if the car is no older than 3 years old and has done less than 50,000km.

Tow truck

Towing

If your car is damaged in an accident and can’t be driven, we’ll tow it somewhere safe or to the nearest repairer.

What else is covered?

Up to $30 million of liability cover
Protection from uninsured drivers
Storm and flood
Fire and theft
Emergency repairs
Trailers
Vandalism
Baby capsules and child seats
Transport or accommodation when you are away from home

Choose who's covered to get behind the wheel*

Any driver

  • No need to nominate/list drivers – any licensed person can drive the vehicle

  • Licensed drivers of any age can drive the vehicle, additional excesses may apply


Get a quote

Nominated driver

  • Maximum of two nominated drivers over 25
    (exceptions for car service, valet parking and medical emergency)



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Nominated driver - low kms

  • Maximum of two nominated drivers over 25
    (exceptions for car service, valet parking and medical emergency)

  • Car can only be driven up to 10,000 kms per year



Get a quote

 

The choice is yours with these optional extras*

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At fault claims protection

Protect your No Claim Bonus rating so your renewal isn't impacted by a claim - for either one at-fault claim or all at-fault claims.

Car with key above

Hire car after incident

While Comprehensive policies automatically come with hire car after theft, this option extends the policy to cover incidents as well. Covering the cost of a hire car for up to $100 a day for 21 days.

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Windscreen extension

Make one claim per policy period to repair or replace your windscreen or window glass without paying an excess or affecting your No Claim Bonus.

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Agreed value

Rather than insuring your car for its market value, you can choose to set a fixed agreed value including modifications and manufacturer's options. 

This is only a summary, see everything that is and isn’t covered in the Product Disclosure Statement (PDS).

► Read our Motor Vehicle Insurance PDS for the full breakdown

Ready to go?

Answer a few questions about your car and who drives it, and you could be covered in just a few minutes.

Get a quote

Need to make a claim?

The quickest and easiest way to make a claim is to contact our partner CGU's 24/7 claims team on 13 24 80.
Find out more.

Make a claim

Frequently asked questions

Important information

*Underwriting criteria, policy terms, conditions, limits and exclusions apply. Please see the PDS for full details.

Police & Nurses Limited (P&N Bank) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701 acts under its own AFSL and under an agreement with the insurer Insurance Australia Limited ABN 11 000 016 722 trading as CGU Insurance. Any advice given is general only and does not take into account your personal objectives, financial situation or needs. Consider the relevant Product Disclosure Statement (PDS) available here to see if the product is right for you.

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