BSB 806 015

To give you the best possible experience, this site uses cookies. Learn more about cookies.

BSB 806 015

Comprehensive Car Insurance

Get protection on your journey

Comprehensive insurance helps protect the investment you’ve made in your car and may avoid big bills if you have an accident.

Four reasons you'll love having cover through P&N

Hire car if yours is stolen

We will pay for a hire car if your car is stolen or attempted stolen and can’t be driven, at up to $100 a day up to 21 days.

Personal items

Your personal items are damaged in an accident or stolen from your locked car, we cover them up to $1,000.

New car replacement

If your car is written off, we will provide a new car replacement if the car is no older than 3 years old and has done less than 50,000km.


If your car is damaged in an accident and can’t be driven, we’ll tow it somewhere safe or to the nearest repairer.

What else is covered?

Up to $30 million of liability cover
Protection from uninsured drivers
Storm and flood
Fire and theft
Emergency repairs
Baby capsules and child seats
Transport or accommodation when you are away from home

Receive a $50 Prezzee Smart eGift Card when you purchase a new eligible Comprehensive Motor Insurance policy by 30 April 2024.*

Choose who's covered to get behind the wheel*

Any driver

  • No need to nominate/list drivers – any licensed person can drive the vehicle

  • Licensed drivers of any age can drive the vehicle, additional excesses may apply

Get a quote

Nominated driver

  • Maximum of two nominated drivers over 25
    (exceptions for car service, valet parking and medical emergency)

Get a quote

Nominated driver - low kms

  • Maximum of two nominated drivers over 25
    (exceptions for car service, valet parking and medical emergency)

  • Car can only be driven up to 10,000 kms per year

Get a quote


The choice is yours with these optional extras*

At fault claims protection

Protect your No Claim Bonus rating so your renewal isn't impacted by a claim - for either one at-fault claim or all at-fault claims.

Hire car after incident

While Comprehensive policies automatically come with hire car after theft, this option extends the policy to cover incidents as well. Covering the cost of a hire car for up to $100 a day for 21 days.

Windscreen extension

Make one claim per policy period to repair or replace your windscreen or window glass without paying an excess or affecting your No Claim Bonus.

Agreed value

Rather than insuring your car for its market value, you can choose to set a fixed agreed value including modifications and manufacturer's options. 

This is only a summary, see everything that is and isn’t covered in the Product Disclosure Statement (PDS).

► Read our Motor Vehicle Insurance PDS

Ready to go?

Answer a few questions about your car and who drives it, and you could be covered in just a few minutes.

Get a quote

Need to make a claim?

You can make a claim by contacting our partner CGU's 24/7 claims team on 13 24 80.
Find out more.

Home or motor vehicle claims can also be made online by visiting the CGU Insurance claims page.

Make a claim

Frequently asked questions

Important information

*Underwriting criteria, policy terms, conditions, limits and exclusions apply. Please see the PDS for full details.

Police & Nurses Limited (P&N Bank) ABN 69 087 651 876 AFSL 240701 acts under its own AFSL and under an agreement with the issuer Insurance Australia Limited trading as CGU Insurance ABN 11 000 016 722, AFSL 227681. Any advice provided is general advice only and does not take into account your individual objectives, financial situation or needs (“your personal circumstances”). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant Product Disclosure Statement and Target Market Determinations.

We'd like to use your current location

For a more localised experience please enter your location below...


Set your location for a more localised experience.