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Third Party Property Damage
Help protect yourself from the unexpected
Our budget-friendly option for driving on the road, this helps cover the cost of damage dealt to another vehicle.
Three reasons you'll love having cover through P&N
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$30 million liability cover You’re covered up to $30 million if you damage other people’s cars or property in an accident. |
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Protection from uninsured drivers If your car’s damaged by an uninsured vehicle and it’s not your fault, we cover up to $5,000 of repairs. |
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Looking for more ways to save? Nominate up to two drivers over 25 years of age to further reduce your premium. |
What's covered?
| ✔ | Up to $30 million of liability cover |
| ✔ | Protection from uninsured drivers |
| ✘ | Fire and theft |
Looking for more cover?
Stay budget savvy while still getting important protection for your car with Third Party Fire & Theft.
Choose who's covered to get behind the wheel*
Any driver
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Nominated driver
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This is only a summary, see everything that is and isn’t covered in the Product Disclosure Statement (PDS).
► Read our Motor Vehicle Insurance PDS for the full breakdown
Ready to go?
Answer a few questions about your car and who drives it, and you could be covered in just a few minutes.
Need to make a claim?
You can make a claim by contacting our partner CGU's 24/7 claims team on 13 24 80.
Find out more.
Home or motor vehicle claims can also be made online by visiting the CGU Insurance claims page.
Frequently asked questions
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What is Third Party Property Damage insurance?
Third Party Property Damage is a type of insurance that helps provide cover for your legal liability for loss or damage to another person's vehicle or property.
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Are there any budget options available if I'm looking to save on car insurance?
Third Party Property Damage insurance can be a budget-friendly option and helps cover the cost of any damage dealt to another vehicle. You may be able to reduce costs by nominating two drivers over 25 to further reduce your premium.
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What else does Third Party Property Damage insurance cover?
As well as the cost of any damage dealt to another vehicle, Third Party Property Damage insurance helps provide protection from uninsured drivers up to $5,000 and up to $30 million liability cover. Policy terms, conditions, limits and exclusions apply. View our Motor Vehicle Insurance PDS for a full breakdown.
See all frequently asked questions.
Important information
*Underwriting criteria, policy terms, conditions, limits and exclusions apply. Please see the PDS for full details.
Police & Nurses Limited (P&N Bank) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701 acts under its own AFSL and under an agreement with the insurer Insurance Australia Limited ABN 11 000 016 722 trading as CGU Insurance. Any advice given is general only and does not take into account your personal objectives, financial situation or needs. Consider the relevant Product Disclosure Statement (PDS) available here and Target Market Determinations (TMD) to see if the product is right for you.