What home insurance covers is dependent on the level of home insurance you’re purchasing. Home insurance may protect your building or other buildings on your property in the event of accidental damage, loss caused by fire or theft, and storm damage.
You can choose to include contents insurance in your policy to help protect your belongings - such as electronics, furniture, money, carpets, and jewellery.
Some home insurance policies also include liability cover. This means that if there is an insured incident that causes loss or damage to someone else’s property, or death or bodily injury to other people, your legal liability will be covered.