BSB 806 015

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BSB 806 015

Building and Contents Insurance

More cover than the roof alone

If your home is your most valuable asset and contains the majority of your prized possessions, why not insure it accordingly? That's why our building and contents insurance offers appealing cover options for peace of mind.

Four reasons you'll love having cover through P&N

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Pay monthly, no problem

While some insurers charge more to split payments across the year, we simply divide your annual premium by 12. 

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Timeless new-for-old replacement*

If the contents in your home are damaged or destroyed, we won’t ask you how old they were. Instead, we’ll arrange repairs or help you buy new replacements.

House with water underneath

Automatic flood cover*

While flooding might not be the first thing that comes to mind when insuring your home, we made sure it's the last thing on your mind if it happens by including it automatically.

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Hassle-free claims service

We make sure the claims process is as effortless as possible, and will pay valid claims as soon as possible. 

What's covered?*

Residential buildings
Garages and sheds
Infrastructure for services
Swimming pools and spas
Money
Jewellery
Furniture and whitegoods
Computers and software

 

Cover levels to help suit your needs and budget

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Accidental Damage*

This is the highest level of cover. As well as cover for events like flood, fire and theft, you'll also have cover for almost any type of accidental loss or damage.

Accidental damage or accidental loss

Valuable items
Up to $7,500 or 20% of your sum insured, whichever is greater (maximum limits per item apply)
Jewellery, mobile phones, tablets, laptops, cameras & photography equipment, and more
Optional additional valuables cover
Worldwide cover for up to 90 consecutive days (with a reduced excess of $250)
Vet expenses if your pet is injured in a road accident
Up to $500
Credit and transaction card misuse
Up to $5,000
Replacing keys and recoding of locks and barrels
Reasonable costs

Get a quote

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Listed Events*

Balance quality features with competitive pricing. Your home and contents can be protected from a wide range of natural disasters, weather events, break-ins and more.

Accidental damage
Windows, mirrors, glassware, and more
Valuable items
Up to $5,000 or 20% of your sum insured, whichever is greater (maximum limits per item apply)
Jewellery, mobile phones, tablets, laptops, cameras & photography equipment, and more
Optional additional valuables cover
Worldwide cover for up to 90 consecutive days (with a reduced excess of $250)
Vet expenses if your pet is injured in a road accident
Up to $500
Credit and transaction card misuse
Up to $5,000
Replacing keys and recoding of locks and barrels
Up to $1,000

Get a quote

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Fundamentals*

Our basic level of cover provides an economical option while still helping to protect your home from floods, fires, break-ins and more.

Accidental damage
Windows, mirrors and shower screens
Valuable items
Up to $2,000 in total (maximum limits per item apply)


Jewellery, mobile phones, tablets, laptops, cameras & photography equipment, and more
Optional additional valuables cover



Vet expenses if your pet is injured in a road accident

Credit and transaction card misuse
Up to $1,000
Replacing keys and recoding of locks and barrels
Up to $1,000

Get a quote

This is only a summary, see everything that is and isn’t covered in the Product Disclosure Statement (PDS).

Ready to go?

Answer a few questions about your building and what's in it and you could be covered in just a few minutes.

Get a quote

Need to make a claim?

The quickest and easiest way to make a claim is to contact our partner CGU's 24/7 claims team on 13 24 80.
Find out more.

Make a claim

Frequently asked questions

Important information

*Underwriting criteria, policy terms, conditions, limits and exclusions apply. Please see the PDS for full details.

Police & Nurses Limited (P&N Bank) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701 acts under its own AFSL and under an agreement with the insurer Insurance Australia Limited ABN 11 000 016 722 trading as CGU Insurance. Any advice given is general only and does not take into account your personal objectives, financial situation or needs. Consider the relevant Product Disclosure Statement (PDS) available here to see if the product is right for you.

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