If your home is your most valuable asset and contains the majority of your prized possessions, why not insure it accordingly? That's why our building and contents insurance offers appealing cover options for peace of mind.
Pay monthly, no problem
While some insurers charge more to split payments across the year, we simply divide your annual premium by 12.
Timeless new-for-old replacement*
If the contents in your home are damaged or destroyed, we won’t ask you how old they were. Instead, we’ll arrange repairs or help you buy new replacements.
Automatic flood cover*
While flooding might not be the first thing that comes to mind when insuring your home, we made sure it's the last thing on your mind if it happens by including it automatically.
Hassle-free claims service
We make sure the claims process is as effortless as possible, and will pay valid claims as soon as possible.
|✔||Garages and sheds|
|✔||Infrastructure for services|
|✔||Swimming pools and spas|
|✔||Furniture and whitegoods|
|✔||Computers and software|
This is the highest level of cover. As well as cover for events like flood, fire and theft, you'll also have cover for almost any type of accidental loss or damage.
Balance quality features with competitive pricing. Your home and contents can be protected from a wide range of natural disasters, weather events, break-ins and more.
Our basic level of cover provides an economical option while still helping to protect your home from floods, fires, break-ins and more.
This is only a summary, see everything that is and isn’t covered in the Product Disclosure Statement (PDS).
Ready to go?
Answer a few questions about your building and what's in it and you could be covered in just a few minutes.
See all frequently asked questions.
*Underwriting criteria, policy terms, conditions, limits and exclusions apply. Please see the PDS for full details.
Police & Nurses Limited (P&N Bank) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701 acts under its own AFSL and under an agreement with the insurer Insurance Australia Limited ABN 11 000 016 722 trading as CGU Insurance. Any advice given is general only and does not take into account your personal objectives, financial situation or needs. Consider the relevant Product Disclosure Statement (PDS) available here to see if the product is right for you.
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