BSB 806 015

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BSB 806 015

Building Insurance

Brick by brick, cover your building

Our building insurance offers appealing cover options for peace of mind, so you can sleep easy knowing you have cover for your most valuable assets. Plus, cover for any other buildings on your property.*

Four reasons you'll love having cover through P&N

Calendar with one day highlighted

Pay monthly, no problem

While some insurers charge more to split payments across the year, we simply divide your annual premium by 12. 

Person with roof over them

We'll keep a roof over your head*

If your roof has been blown away in a storm or an event makes your home unliveable, we’ll pay for you to live somewhere safe for up to 12 months, for the value of up to 10% of the sum insured.

House with water underneath

Automatic flood cover*

While flooding might not be the first thing that comes to mind when insuring your home, we made sure it's the last thing on your mind if it happens by including it automatically.

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Hassle-free claims service

We make sure the claims process is as effortless as possible, and will pay valid claims as soon as possible. 

What's covered?*

Residential buildings
Garages and sheds
Infrastructure for services
Swimming pools and spas


Is something missing?

If you're looking to have cover for both the home you live in and the things inside it, find out more about our Building and Contents Insurance through CGU.

Find out more

Cover levels to help suit your needs and budget

House split in half

Accidental Damage*

This is the highest level of cover. As well as cover for events like flood, fire and theft, you'll also have cover for almost any type of accidental loss or damage.

Accidental damage or accidental loss

Burning out of electric motors

Trees, plants and shrubs
Up to $1,500
Removal of debris and demolishing costs
Up to 10% of the sum insured
Liability cover
Up to $20 million
Replacing keys and recoding of locks and barrels
Reasonable costs

Get a quote

Clipboard with checklist

Listed Events*

Balance quality features with competitive pricing. Your home and contents can be protected from a wide range of natural disasters, weather events, break-ins and more.

Accidental damage or accidental loss

Burning out of electric motors

Trees, plants and shrubs
Up to $750
Removal of debris and demolishing costs
Up to 10% of the sum insured
Liability cover
Up to $20 million
Replacing keys and recoding of locks and barrels
Up to $1,000

Get a quote

Shield with padlock

Fundamentals*

Our basic level of cover provides an economical option while still helping to protect your home from floods, fires, break-ins and more.

Accidental damage or accidental loss

Burning out of electric motors

Trees, plants and shrubs

Removal of debris and demolishing costs
Up to 10% of the sum insured
Liability cover
Up to $20 million
Replacing keys and recoding of locks and barrels
Up to $1,000

Get a quote

This is only a summary, see everything that is and isn’t covered in the Product Disclosure Statement (PDS).

Ready to go?

Answer a few questions about your building and what's in it and you could be covered in just a few minutes.

Get a quote

Need to make a claim?

The quickest and easiest way to make a claim is to contact our partner CGU's 24/7 claims team on 13 24 80.
Find out more.

Make a claim

Frequently asked questions

Important information

*Underwriting criteria, policy terms, conditions, limits and exclusions apply. Please see the PDS for full details.

Police & Nurses Limited (P&N Bank) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701 acts under its own AFSL and under an agreement with the insurer Insurance Australia Limited ABN 11 000 016 722 trading as CGU Insurance. Any advice given is general only and does not take into account your personal objectives, financial situation or needs. Consider the relevant Product Disclosure Statement (PDS) available here to see if the product is right for you.

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