With our landlord building and contents insurance you'll get broad protection and peace of mind that your investment property has cover.
Legal costs? We'll pay them
Option to cover legal costs arising from the tenancy agreement, like eviction fees or bonds challenges.
Vandalism or malicious acts
No matter whether it is the tenant or a visitor, deliberate or intentional acts of vandalism or a malicious act are cover.*
Automatic flood cover
While flooding might not be the first thing that comes to mind when insuring your investment property, we made sure it's the last thing on your mind if it happens by including it automatically.*
We'll pay up to $2,500 in accidental damages caused by your tenants pets.
|Garages and sheds
|Infrastructure for services
|Swimming pools and spas
|Curtains and internal blinds
|Furniture and whitegoods
|Swimming pools and spas
Cover applies for any staff you employ (as the owner) to perform tasks such as gardening around the property.
Choice of $5 million, $10 million, $15 million, or $20 million in liability.
Loss of rent
If your building is uninhabitable due to an event covered by the policy such as a burst pipe or fire, we will cover up to 12 months worth of rental income, up to your policy sum insured, until the property is able to be rented again.
Theft by tenant
Theft by tenant covers any items stolen/damaged by the tenant. This cover may be impacted by the COVID-19 pandemic. Please check whether theft by tenant cover is available at the time of query and purchase.
This is only a summary, see everything that is and isn’t covered in the Product Disclosure Statement (PDS).
Ready to go?
Answer a few questions about your investment property and the things inside it and you could be covered in just a few minutes.
You can make a claim quickly and easily by calling our insurance partner CGU on 13 24 80. Find out more by visiting our claims page.
See all frequently asked questions.
*Underwriting criteria, policy terms, conditions, limits and exclusions apply. Please see the PDS for full details.
Police & Nurses Limited (P&N Bank) ABN 69 087 651 876 AFSL 240701 acts under its own AFSL and under an agreement with the issuer Insurance Australia Limited trading as CGU Insurance ABN 11 000 016 722, AFSL 227681. Any advice provided is general advice only and does not take into account your individual objectives, financial situation or needs (“your personal circumstances”). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant Product Disclosure Statement and Target Market Determinations.
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