BSB 806 015

To give you the best possible experience, this site uses cookies. Learn more about cookies.

BSB 806 015

Landlords Building and Contents Insurance

Peace of mind for you and your tenants

With our landlord building and contents insurance you'll get broad protection and peace of mind that your investment property has cover.

Four reasons you'll love having cover through P&N

Set of scales

Legal costs? We'll pay them

Option to cover legal costs arising from the tenancy agreement, like eviction fees or bonds challenges.

House broken in the middle

Vandalism or malicious acts

No matter whether it is the tenant or a visitor, deliberate or intentional acts of vandalism or a malicious act are cover.*

House with water underneath

Automatic flood cover

While flooding might not be the first thing that comes to mind when insuring your investment property, we made sure it's the last thing on your mind if it happens by including it automatically.*

Two pet paw prints

Destructive pets?

We'll pay up to $2,500 in accidental damages caused by your tenants pets. 

What's covered?

Residential buildings
Garages and sheds
Infrastructure for services
Swimming pools and spas
Curtains and internal blinds
Furniture and whitegoods
Swimming pools and spas


The choice is yours with these optional extras*

Person wearing sling

Workers compensation

Cover applies for any staff you employ (as the owner) to perform tasks such as gardening around the property.

Page with dollar sign


Choice of $5 million, $10 million, $15 million, or $20 million in liability.

Hanging sign with cross

Loss of rent

If your building is uninhabitable due to an event covered by the policy such as a burst pipe or fire, we will cover up to 12 months worth of rental income, up to your policy sum insured, until the property is able to be rented again.

Dollar sign in circle with arrows

Theft by tenant

Theft by tenant covers any items stolen/damaged by the tenant. This cover may be impacted by the COVID-19 pandemic. Please check whether theft by tenant cover is available at the time of query and purchase.

This is only a summary, see everything that is and isn’t covered in the Product Disclosure Statement (PDS).

► Read our Landlords Insurance PDS for the full breakdown

Ready to go?

Answer a few questions about your investment property and the things inside it and you could be covered in just a few minutes.

Get a quote

Need to make a claim?

The quickest and easiest way to make a claim is to contact our partner CGU's 24/7 claims team on 13 24 80.
Find out more.

Make a claim

Frequently asked questions

Important information

*Underwriting criteria, policy terms, conditions, limits and exclusions apply. Please see the PDS for full details.

Police & Nurses Limited (P&N Bank) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701 acts under its own AFSL and under an agreement with the insurer Insurance Australia Limited ABN 11 000 016 722 trading as CGU Insurance. Any advice given is general only and does not take into account your personal objectives, financial situation or needs. Consider the relevant Product Disclosure Statement (PDS) available here to see if the product is right for you.

We'd like to use your current location

For a more localised experience please enter your location below...


Set your location for a more localised experience.