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Landlords Building Insurance
Protect the structure of your investment
With our landlord insurance you'll get broad protection and peace of mind knowing that the building of your investment property has cover.
Four reasons you'll love having cover through P&N
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Legal costs? We'll pay them Option to cover legal costs arising from the tenancy agreement, like eviction fees or bonds challenges. |
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Vandalism or malicious acts No matter whether it is the tenant or a visitor, deliberate or intentional acts of vandalism or a malicious act are cover.* |
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Automatic flood cover While flooding might not be the first thing that comes to mind when insuring your investment property, we made sure it's the last thing on your mind if it happens by including it automatically.* |
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Destructive pets? We'll pay up to $2,500 in accidental damages caused by your tenants pets. |
What's covered?
| ✔ | Residential buildings |
| ✔ | Garages and sheds |
| ✔ | Infrastructure for services |
| ✔ | Swimming pools and spas |
Furnished property?
If you're leasing a furnished property, find out more about Landlords Building and Contents Insurance through CGU.
The choice is yours with these optional extras*
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Workers compensation Cover applies for any staff you employ (as the owner) to perform tasks such as gardening around the property. |
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Liability Choice of $5 million, $10 million, $15 million, or $20 million in liability. |
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Loss of rent If your building is uninhabitable due to an event covered by the policy such as a burst pipe or fire, we will cover up to 12 months worth of rental income, up to your policy sum insured, until the property is able to be rented again. |
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Theft by tenant Theft by tenant covers any items stolen/damaged by the tenant. This cover may be impacted by the COVID-19 pandemic. Please check whether theft by tenant cover is available at the time of query and purchase. |
This is only a summary, see everything that is and isn’t covered in the Product Disclosure Statement (PDS).
Ready to go?
Answer a few questions about your investment property and the things inside it and you could be covered in just a few minutes.
Need to make a claim?
The quickest and easiest way to make a claim is to contact our partner CGU's 24/7 claims team on 13 24 80.
Find out more.
Frequently asked questions
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Will Landlord Building Insurance cover the costs of vandalism to my property?
If your property is vandalised by either your tenant or a visitor to the property, it will be covered.
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What are the optional extras for Landlord Building Insurance?
P&N Bank offer a number of optional extras for Landlord Building Insurance, such as loss of rent and workers compensation for any staff you employ. Policy terms, conditions, limits and exclusions apply. Download the Landlord Insurance PDS for more information.
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What are 'additional covers'?
Your insurance includes a range of covers referred to as 'additional covers', which include items such as debris removal, rebuilding fees, mortgage discharge costs and more. Policy terms, conditions, limits and exclusions apply. Our Landlord Insurance PDS discusses these extras in more detail.
See all frequently asked questions.
Important information
*Underwriting criteria, policy terms, conditions, limits and exclusions apply. Please see the PDS for full details.
Police & Nurses Limited (P&N Bank) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701 acts under its own AFSL and under an agreement with the insurer Insurance Australia Limited ABN 11 000 016 722 trading as CGU Insurance. Any advice given is general only and does not take into account your personal objectives, financial situation or needs. Consider the relevant Product Disclosure Statement (PDS) available here and Target Market Determinations (TMD) to see if the product is right for you.