Important Information

To use this website you are required to read the Financial Services Guide (which you agree to be provided by accessing this link) and the Credit Guide (which you agree to be provided by accessing this link).

Any advice given is general only and does not take into account your personal objectives, financial situation or needs. Please therefore consider whether it is appropriate for you. Please read the relevant Terms and Conditions (T&Cs) when considering whether a product is right for you.

Unless otherwise stated P&N Bank is the product issuer. Rates stated are subject to change without notice. Fees and charges are payable. Lending Criteria applies to the approval of credit products and Terms and Conditions are applicable which are available on request.

Target Market Determinations (TMD)

A TMD is a document which describes who a product is likely appropriate for, and how the product may be distributed. TMDs are available here.