BSB 806 015

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BSB 806 015

Credit cards

If you're looking for a credit card with a low purchase rate, we have two options - Visa Classic and Visa Platinum. Whether you want a 'no frills' option or platinum benefits, you can choose the credit card that's right for you.

Credit cards that keep it simple

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Product name

Purchase interest rate (Variable)

Overview

Minimum credit amount

Cash advance interest rate (Variable)

Balance transfer interest rate (Variable)

Special offers

Annual fee

Interest free days

Additional cardholders

Extra benefits

Cash advance fee

Replacement of lost card

 

11.31 % p.a. Purchase interest rate (Variable)

An affordable, 'no frills' credit card ideal for people who value a low interest rate.

Minimum credit amount

$1,000

Cash advance interest rate (Variable)

19.99% p.a

Balance transfer interest rate (Variable)

11.31% p.a

Special offers

Annual fee

$49

Interest free days

Up to 45

Additional cardholders

Extra benefits

Cash advance fee

$5

Replacement of lost card

$10

Learn more

Apply
Remove

11.31 % p.a. Purchase interest rate (Variable)

An affordable low rate credit card with a suite of insurance plans and Platinum services.

Minimum credit amount

$6,000

Cash advance interest rate (Variable)

19.99% p.a

Balance transfer interest rate (Variable)

11.31% p.a

Special offers

Annual fee

$99

Interest free days

Up to 45

Additional cardholders

Extra benefits

Access to a range of insurance plans, access to Visa Platinum Concierge service and access to special lifestyle, entertainment and travel privileges through visapremium.com.au.

Cash advance fee

$5

Replacement of lost card

$0

Learn more

Apply
Remove

Online application

  • Quick and easy online application, and get a response within minutes.
  • Receive and return your contracts electronically to finalise your loan faster.
  • Upload your documents and keep track of your application at any time of the day or night with Loan Tracker.

You'll also enjoy

  • Interest free days - up to 45 days interest free on purchases.
  • Secure transactions - our Visa Credit cards are covered by Visa's Zero Liability policy and Verified by Visa, so you can shop with confidence knowing you're protected both in store and online.
  • Platinum benefits - our Visa Platinum card gives you access to a range of benefits such as complimentary insurance, a Visa Platinum Concierge service, and special lifestyle, entertainment and travel privileges.

Want an even lower rate?

Our popular & Home Loan Intro Rate gives you the option of a Visa Platinum Credit card with a purchase rate that matches the low rate of your home loan.

Hints & tips

If you need tips on budgeting or a want to find out how to get the most from your money, check out our how to section.

Frequently asked questions

Not what you're looking for?

To use this website you are required to read the Credit Guide (which you agree to be provided by accessing this link.) Lending criteria apply. Terms and conditions apply and are available on request. Rates stated are subject to change without notice. Fees and charges are payable.

View Visa Classic Credit Card Fact Sheet

View Visa Platinum Credit Card Fact Sheet

View Credit Card Conditions of Use

View Credit Card Account Access Conditions of Use

Rates stated are subject to change without notice. Fees and charges are payable. Lending Criteria applies to the approval of credit products and Terms and Conditions are applicable which are available on request.

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