& Home Loan
A low variable home loan rate, with the flexibility of an optional 100% offset transaction account and a credit card that matches the home loan rate.
A credit card with Platinum benefits and complimentary insurance plans at the same low rate as our & Home Loan – available exclusively to & Home Loan and & Home Loan Intro Rate holders.
- Convenient ways to pay - using Visa payWave, or pay with your mobile phone using Apple Pay, Google PayTM or Samsung Pay.
- Card Controls - manage how you use your card. You can easily put a temporary lock on your card if you misplace it, turn on or off the ability to make online transactions or overseas purchases, or even use Visa payWave.
- Minimum repayment - at just 3% of your closing balance or $10.00, whichever is the greater.
- Interest free period - take advantage of the interest free period by paying off your balance in full each month.
- Peace of mind - your card is protected by Visa's Zero Liability policy and Visa Secure, so you can shop confidently knowing you're protected against fraudulent transactions.
- Minimum credit limit - $6,000.
Your & Visa Platinum Credit card includes access to:
- Complimentary insurance plans - overseas travel, interstate flight, extended warranty, purchase security and transport accident insurance are all covered on purchases made using your Visa Platinum Credit card.
- Plenty of perks - access to special lifestyle, entertainment and travel privileges through Visa Premium.
- Misplaced your card? - We'll replace it free of charge anywhere in the world so you'll always have access to your account.
- Ready when you are - access to Visa Platinum Concierge Service 24/7.
Terms and conditions may apply.
Limitations and exclusions apply to the concierge services.
Interest rates
| Product Name |
Purchase Rate (Variable) |
Cash Advance Rate (Variable) |
Balance Transfer Rate (Variable) |
|---|---|---|---|
| & Visa Platinum | 7.22% p.a. | 19.99% p.a. | 7.22% p.a. |