P&N Bank Visa Platinum

Our Visa Platinum Credit card is an affordable, low rate credit card with a suite of complimentary insurance plans and Platinum services.

• Quick and easy online application - get a response within minutes.
• Convenient ways to pay - using Visa payWave, or pay with your mobile phone using Apple Pay, Google Pay^_TM or Samsung Pay. 
• Card Controls - manage how you use your card. You can easily put a temporary lock on your card if you misplace it, turn on or off the ability to make online transactions or overseas purchases, or even use Visa payWave.
• Minimum repayment - at just 3% of your closing balance or $10.00, whichever is the greater.
• Interest free period - take advantage of the interest free period by paying off your balance in full each month.
• Peace of mind - your card is protected by Visa's Zero Liability policy and Visa Secure, so you can shop confidently knowing you're protected against fraudulent transactions.
• Minimum credit limit - $6,000.

Your P&N Bank Visa Platinum Credit card includes access to:

• Complimentary insurance plans - overseas travel, interstate flight, extended warranty, purchase security and transport accident insurance are all covered on purchases made using your Visa Platinum Credit card.
• Plenty of perks - access to special lifestyle, entertainment and travel privileges through Visa Premium.
• Misplaced your card? - We'll replace it free of charge anywhere in the world so you'll always have access to your account.
• Ready when you are - access to Visa Platinum Concierge Service 24/7.

Terms and conditions may apply.

Limitations and exclusions apply to the concierge services.

P&N Bank Visa Platinum fees & charges

It’s easy to apply for a Visa Platinum Credit card with P&N Bank. Simply get all your details ready and choose how to apply.

How to apply

Apply online

Complete, save and submit your credit card application online, and receive a response within minutes. You can even upload any required documents using Loan Tracker. 

In person

Apply for a credit card in person at your nearest branch. Make sure to bring all the documents you need with you.

Over the phone

Call us on 13 25 77 and one of our friendly loan consultants will help you with your personal loan application.

What you need

You’ll need two forms of identification – you can use your Australian driver's licence, Australian passport or Medicare card.

During your application we’ll ask you to provide information, such as:

• your income
• regular expenses (e.g. rent, general living expenses, insurance etc)
• any assets you own (e.g. value of any cars, deposit accounts, properties, etc)
• any loans, credit cards or other amounts owing