Our Visa Platinum Credit card is an affordable, low rate credit card with a suite of complementary insurance plans and Platinum services.
- Quick and easy online application - get a response within minutes.
- Convenient ways to pay - using Visa payWave, or pay with your mobile phone using Apple Pay, Google PayTM or Samsung Pay.
- Card Controls - manage how you use your card. You can easily put a temporary lock on your card if you misplace it, turn on or off the ability to make online transactions or overseas purchases, or even use Visa payWave.
- Minimum repayment at just 3% of your balance - and pay off your balance in full each month to take advantage of the interest free period.
- Peace of mind - your card is protected by Visa's Zero Liability policy and Verified by Visa, so you can shop confidently knowing you're protected against fraudulent transactions.
- Minimum credit limit - $6,000.
Your P&N Bank Visa Platinum Credit card includes access to:
- Complimentary insurance plans - overseas travel, interstate flight, extended warranty, purchase security and transport accident insurance are all covered on purchases made using your Visa Platinum Credit card.
- Plenty of perks - access to special lifestyle, entertainment and travel privileges through Visa Premium.
- Misplaced your card? - We'll replace it free of charge anywhere in the world so you'll always have access to your account.
- Ready when you are - access to Visa Platinum Concierge Service 24/7.
Terms and conditions may apply.
Limitations and exclusions apply to the concierge services.
Cash Advance Rate
Balance Transfer Rate
|P&N Bank Visa Platinum||11.31% p.a.||19.99% p.a.||11.31% p.a.|
Ready to apply?
- You can apply online - no branch visits required unless you want to come see us in person.
- Track your application in real time and upload supporting documents using our Loan Tracker.
- Existing member? We’ll pre-fill your application to make your experience even easier!