Easily access your everyday bank account with a Visa debit card and payWave, or with over 3,000 ATMs Australia wide. Learn more about our everyday accounts now.
Our Visa Platinum Credit Card is an affordable, low rate credit card with a suite of complementary insurance plans and Platinum services, such as 24-hour concierge service. Platinum cardholders also have access to special lifestyle, entertainment and travel privileges through Visa Premium.
- Low variable rate - Take advantage of a great interest rate on purchases.
- Complimentary insurance plans - Enjoy peace of mind with a range of insurance plans as part of your account.
- Easier cashflow management - Up to 45 days interest-free on purchases.
- Ready when you are - Access to Visa Platinum Concierge Service 24x7.
- Plenty of perks - Access to special lifestyle, entertainment and travel privileges through visapremium.com.au
- Globally recognised - Access your funds wherever Visa is accepted. Visa payWave allows you to pay faster with less hassle.
- Misplaced your card? - We'll replace it free of charge any where in the world so you'll always have access to your account.
- Tap and go - Visa payWave allows you to pay faster with less hassle.
- Card Controls - manage how you can use your card or put a temporary lock on your card while you look for it. Easily turn on or off features like online transactions, overseas purchases and even Visa payWave.
- Tap and pay with your mobile phone - using Apple Pay, Google PayTM or Samsung Pay a smarter way to pay.
- Minimum repayment at just 3% of your balance - and you can pay more at any time. Pay off your balance in full each month to take advantage of the interest free period.
- Peace of mind - Your card is protected by Visa Zero Liability and Verified by Visa which protect you against fraudulent transactions.
- Minimum Credit Limit - $6,000.
About complimentary insurance plans
Your P&N Bank Visa Platinum Credit Card includes access to:
- Overseas travel insurance
- Interstate flight insurance
- Extended warranty insurance
- Purchase security insurance
- Transport accident insurance
Terms and conditions may apply.
Limitations and exclusions apply to the concierge services.
Cash Advance Rate
Balance Transfer Rate
|P&N Bank Visa Platinum||11.49% p.a.||19.99% p.a.||11.49% p.a.|