BSB 806 015

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BSB 806 015

Home Loans Perth & WA

Choose the Home Loan that's right for you

Product name

Interest Rate

Comparison Rate

Overview

Establishment fee

Monthly fee

Interest only payment option available

Extra payments allowed

Redraw available

100% offset account available

Minimum loan amount

Maximum loan term

Maximum Loan Value Ratio

Loan purpose

 

4.15 % p.a. Interest Rate

4.15 % p.a. Comparison Rate

  •  

    & Home Loan

    P&N's lowest variable rate

  •  

    & Visa Platinum

    Purchases at the same rate as the & Home Loan

  •  

    & Access Account

    No ongoing monthly fee

  •  

    Insurance

    Protect your investment and be rewarded

Establishment fee

$0

Monthly fee

$0

Interest only payment option available

Extra payments allowed

Redraw available

100% offset account available

Minimum loan amount

$10,000

Maximum loan term

30 years

Maximum Loan Value Ratio

90% for new and existing members (inclusive of LMI)

Loan purpose

Owner occupied

From 4.74 % p.a. Interest Rate

4.78 % p.a. Comparison Rate

Our 'no frills' home loan, with a low variable interest rate, flexible payments and redraw facility.

Establishment fee

$650

Monthly fee

$0

Interest only payment option available

Extra payments allowed

Redraw available

100% offset account available

Minimum loan amount

$10,000

Maximum loan term

30 years

Maximum Loan Value Ratio

95% for existing members
(inclusive of LMI)
(must be a member for 3 months)

90% for new members
(inclusive of LMI)

Loan purpose

Owner occupied and investment

Remove

From 4.19 % p.a. Interest Rate

5.19 % p.a. Comparison Rate

Fix your mortgage payments for up to 5 years.

Establishment fee

$650

Monthly fee

$8

Interest only payment option available

Extra payments allowed

Redraw available

100% offset account available

Minimum loan amount

$20,000

Maximum loan term

30 years

Maximum Loan Value Ratio

95% for existing members
(must be a member for 3 months)
 (inclusive of LMI)

90% for new members  
 (inclusive of LMI)

Loan purpose

Owner occupied and investment

Remove

5.75 % p.a. Interest Rate

n/a % p.a. Comparison Rate

A flexible, mortgage secured overdraft facility with full transactional capability and a competitive variable interest rate.

Establishment fee

$650

Monthly fee

$10

Interest only payment option available

Extra payments allowed

Redraw available

100% offset account available

Minimum loan amount

$20,000

Maximum loan term

Revolving

Maximum Loan Value Ratio

90%

Loan purpose

N/A

Remove

6.45 % p.a. Interest Rate

6.57 % p.a. Comparison Rate

A reverse mortgage option with a competitive variable interest rate for those wanting to access the equity in your home.

Establishment fee

$850

Monthly fee

N/A

Interest only payment option available

Extra payments allowed

Redraw available

100% offset account available

Minimum loan amount

$10,000

Maximum loan term

Maximum Loan Value Ratio

35%

Loan purpose

N/A

Remove

Not what you're looking for?

What you need to know

Comparison rate based on a loan of $150,000 for a term of 25 years.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.

Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

On applicable home loans, Loan Value Ratio (LVR) is the proportion of money you borrow for a home loan compared to the value of the property.

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