BSB 806 015

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BSB 806 015

Personal & Car Loan Repayment Calculator

Personal loans can be used for things like purchasing a car (secured personal loan) or consolidating higher-rate debt like credit cards into a more affordable, unsecured loan. This personal loan repayment calculator will show you how much possible car repayments will be, or how much money you might save by consolidating debt

Things to know

You may discover that it would be advantageous to take out a personal loan instead of charging that new carpet, your family holiday, or a new home theater system to a credit card. Personal loan repayments can be significantly less costly in the end, and more manageable on a monthly basis.

This calculator can also help you determine whether you could lower your monthly repayments by refinancing existing personal loan debt for a car. If you now owe less than the car is worth, you may be able to benefit from refinancing to borrow a smaller amount, or taking out a shorter term loan with a lower interest rate. Whichever type of personal loan you are considering, look at the results of making even a small extra repayment weekly, fortnightly, monthly, or even annually. You may be surprised by what a little extra can achieve.


The results from this calculator should be used as an indication only. Figures provided are for illustrative purposes only and are based on the information provided. The calculations do not take into account any product features or fees and charges that may be charged to your loan. Results do not represent a quote or pre qualification for a loan. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change. Lending criteria applies to the approval of credit products. Terms and conditions apply and are available on request. Fees and charges are payable.

The Comparison rate is based on a statutory assumption of a secured personal loan of $30,000 over 5 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Calculator by Widget Works

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