A P&N Bank term deposit offers you a guaranteed rate of return and a high level of security so you have more control over your investment.
- Be in control - with a range of terms at competitive rates.
- Feel confident - with the security of a fixed rate for a fixed term.
- Flexible interest payment options - choose from interest paid at maturity (Money Maker), OR paid monthly, quarterly or annually (Regular Income).
- Term Deposit Calculator - to help you work out your investment returns.
|Term||$5,000 - $24,999||$25,000 - $1,000,000|
|2 months||n/a||1.55% p.a.|
|3 months||1.05% p.a.||1.80% p.a.|
|4 months||1.10% p.a.||1.85% p.a.|
|5 months||1.05% p.a.||1.80% p.a.|
|6 months||1.05% p.a.||1.80% p.a.|
|7 months||1.00% p.a.||1.75% p.a.|
|8 months||1.00% p.a.||1.75% p.a.|
|9 months||1.00% p.a.||1.75% p.a.|
|10 months||1.00% p.a.||1.75% p.a.|
|11 months||1.00% p.a.||1.75% p.a.|
A Money Maker Term Deposit is a safe, secure term deposit of 2 - 11 months for amounts of $5,000 and above that pays interest at maturity.
|Term||$5,000 - $24,999||$25,000 - $1,000,000||Interest Paid|
|12-35 months||1.15% p.a.||1.60% p.a.||Monthly|
|12-35 months||1.20% p.a.||1.65% p.a.||Quarterly|
|12-35 months||1.30% p.a.||1.75% p.a.||Annually|
|36-60 months||1.25% p.a.||1.70% p.a.||Monthly|
|36-60 months||1.30% p.a.||1.75% p.a.||Quarterly|
|36-60 months||1.40% p.a.||1.85% p.a.||Annually|
With a Regular Income Term Deposit enjoy a regular return on deposits of $5,000 and above with interest paid monthly, quarterly or annually. Investments can be made for between 12 to 60 months.
Want to build a retirement nest egg?
Already retired? Or planning to make the transition soon? With our Retirement Rewards & Bag you can mix and match a range of products including our best rate 3 month term deposit.