Personal loan for holidays and travel
Take the stress out of travelling and move one step closer to your dream holiday with our fixed rate personal loan.
Apply online
Get an answer in minutes with a quick and easy online application.
Fixed interest rate
Peace of mind with a rate that won't change over the loan term.
Pay it off early
Want to pay off your loan faster? We won't charge fees for extra payments.
Redraw instantly
It’s free and easy to access your extra payments, with no minimum amount.
Get there sooner with a holiday loan
Dreaming of your next getaway? Longing for your next adventure? Move your money woes to one side and start booking those flights with a fixed rate travel loan.
With flexible repayment options, an easy application process and a competitive fixed rate, we'll help make your holiday plans a breeze. Apply online, over the phone or in person at one of our branches.
Which travel loan suits you best?
Secured travel loan
A personal loan with a fixed rate and choice of loan term, secured by a motor vehicle up to seven years old.
Unsecured travel loan
An unsecured personal loan with a fixed rate and choice of loan term. Minimum amount of $5,000
What's the personal loan application process like?
Apply for your loan online
You can even upload your ID and supporting documents with our loan application portal, Loan Tracker.
Assessment and approval
You’ll get an instant response, and we’ll get in touch if we have any questions or require any more information.
Sign on the dotted line
It’s time to sign your loan contract. We can send your contract electronically, or you can sign it at your local branch.
Your loan is funded!
In other words, you’ve got your money. Set up your repayments online and make the most of the flexible options.
What will your travel loan repayments be?
Find out what your repayments will be, and how much you can you save if you make extra payments to your loan. Because who doesn’t like saving money?
Repayment calculator
More calculators
Helpful resources
Stretch your travel budget further
3 min read • 20 Feb 2018
Read more
Ways to carry currency when travelling
3 min read • 30 Jul 2019
Read more
Things to think about before your overseas holiday
4 min read • 28 Jun 2023
Read more
How to apply for a travel loan
We’ve made applying for your personal loan easy as.
Apply online, 24/7
Complete your details, save and submit your application, upload your supporting documents and track your application.
If you’re an existing member you can fast track your application by applying from internet banking. We’ll prefill the information we already have about you.
Apply in person or over the phone
Talk to a lending specialist and apply over the phone by calling our local contact centre on or pop into your nearest branch.
Applying for your personal loan is quicker and easier when you've got the information you need, so be prepared with your:
- Identity documents – primary photo ID either your passport or driver's licence.
- Employment details – contact details of your current, and previous employer if less than 2 years.
- Income details – payslips or, if you're self-employed, tax assessments for the last two years and financial statements.
- Regular expenses – such as food, rent, electricity, telcos, insurance & medical costs.
- Assets – a rundown of any assets that you own (any cars, deposit accounts, home contents, properties, investments).
- Liabilities – the details of any loans, credit cards, pay later or other debts you have.
Got everything? Let’s get your application started.
We’ve made applying for your personal loan easy as.
Apply online, 24/7
Complete your details, save and submit your application, upload your supporting documents and track your application.
If you’re an existing member you can fast track your application by applying from internet banking. We’ll prefill the information we already have about you.
Apply in person or over the phone
Talk to a lending specialist and apply over the phone by calling our local contact centre on or pop into your nearest branch.
Applying for your personal loan is quicker and easier when you've got the information you need, so be prepared with your:
- Identity documents – primary photo ID either your passport or driver's licence.
- Employment details – contact details of your current, and previous employer if less than 2 years.
- Income details – payslips or, if you're self-employed, tax assessments for the last two years and financial statements.
- Regular expenses – such as food, rent, electricity, telcos, insurance & medical costs.
- Assets – a rundown of any assets that you own (any cars, deposit accounts, home contents, properties, investments).
- Liabilities – the details of any loans, credit cards, pay later or other debts you have.
Got everything? Let’s get your application started.
We're here to help
Talk to us
Whether you’d prefer to chat to us over the phone, in person, or online, you can get in touch.
Get answers online
We’ve got heaps of info and answers to your questions in our comprehensive help centre.
Your travel loan questions answered
At P&N Bank we offer a range of insurance covers, including Travel Insurance, for added peace of mind when travelling within Australia or overseas.
You can get a quote online at any time.
Important information
Banking and Credit products issued by Police & Nurses Limited (P&N Bank).
Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms & conditions, fees & charges apply.
Please consider the terms and conditions and whether a product is right for you.
- View terms and conditions
- View fees and charges
- View credit guide
- View Target Market Determinations (TMDs)
*Comparison rate calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. Rates quoted may vary depending on loan purpose and security offered.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.