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Apply online

Get an answer in minutes with a quick and easy online application.

Fixed interest rate

Peace of mind with a rate that won't change over the loan term.

Pay it off early

Want to pay off your loan faster? We won't charge fees for extra payments.

Redraw instantly

It’s free and easy to access your extra payments, with no minimum amount.

Get there sooner with a holiday loan

Dreaming of your next getaway? Longing for your next adventure? Move your money woes to one side and start booking those flights with a fixed rate travel loan.

With flexible repayment options, an easy application process and a competitive fixed rate, we'll help make your holiday plans a breeze. Apply online, over the phone or in person at one of our branches.

Which travel loan suits you best?

Secured travel loan

A personal loan with a fixed rate and choice of loan term, secured by a motor vehicle up to seven years old.

% p.a.
Fixed rate
% p.a.
Comparison rate*

Unsecured travel loan

An unsecured personal loan with a fixed rate and choice of loan term. Minimum amount of $5,000

% p.a.
Fixed rate
% p.a.
Comparison rate*

What's the personal loan application process like?

Apply for your loan online

You can even upload your ID and supporting documents with our loan application portal, Loan Tracker.

Assessment and approval

You’ll get an instant response, and we’ll get in touch if we have any questions or require any more information.

Sign on the dotted line

It’s time to sign your loan contract. We can send your contract electronically, or you can sign it at your local branch.

Your loan is funded!

In other words, you’ve got your money. Set up your repayments online and make the most of the flexible options.

What will your travel loan repayments be?

Find out what your repayments will be, and how much you can you save if you make extra payments to your loan. Because who doesn’t like saving money?

Repayment calculator

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How to apply for a travel loan

We’ve made applying for your personal loan easy as.

Apply online, 24/7

Complete your details, save and submit your application, upload your supporting documents and track your application. 

Apply for a personal loan

If you’re an existing member you can fast track your application by applying from internet banking. We’ll prefill the information we already have about you.

Apply in person or over the phone

Talk to a lending specialist and apply over the phone by calling our local contact centre on  or pop into your nearest branch.

Applying for your personal loan is quicker and easier when you've got the information you need, so be prepared with your:

  • Identity documents – primary photo ID either your passport or driver's licence.
  • Employment details – contact details of your current, and previous employer if less than 2 years.
  • Income details – payslips or, if you're self-employed, tax assessments for the last two years and financial statements.
  • Regular expenses – such as food, rent, electricity, telcos, insurance & medical costs.
  • Assets – a rundown of any assets that you own (any cars, deposit accounts, home contents, properties, investments).
  • Liabilities – the details of any loans, credit cards, pay later or other debts you have.

Got everything? Let’s get your application started.

Start my personal loan application

We're here to help

Talk to us

Whether you’d prefer to chat to us over the phone, in person, or online, you can get in touch.

Find a branch

We’ve got branches all over the Perth region, and as far south as Bunbury.

Get answers online

We’ve got heaps of info and answers to your questions in our comprehensive help centre.

Your travel loan questions answered

If you started an application for a personal loan, car loan or credit card online and saved your application, you can resume it at any time. You should have received an email with the link to resume or manage your application.
If you have lost the email, use this link to resume or track your application:

Yes, our personal loans can be used for almost any purpose. This includes to pay for a holiday or other travel purposes.
You can apply online or contact us on 13 25 77 to discuss your needs with a personal lending specialist.

If you apply online, you’ll receive a response in minutes and it’s possible to have your loan funded within one business day if we've received all the documents we need.
If you apply over the phone or in branch, we aim to have a response back within 24 hours, and we'll work to fund the loan as soon as possible.
Timeframes do depend on how quickly you can provide your supporting documentation (payslips, bank statements etc.) and any further information we require, so it pays to be prepared before applying.

To increase your existing personal loan amount you'll need to speak with a lending specialist. Call us on 13 25 77 during business hours or visit your nearest branch.
You can use our personal loan repayment calculator to get an estimate of your  repayments.

The interest on your personal loan is calculated daily and charged monthly.
You can find out your interest rate and how much interest you're paying in the mobile app or internet banking. You can also make extra payments to your personal loan at any time to reduce the amount of interest you'll be charged.

At P&N Bank we offer a range of insurance covers, including Travel Insurance, for added peace of mind when travelling within Australia or overseas.

You can get a quote online at any time.

Get a Travel Insurance quote

Important information

Banking and Credit products issued by Police & Nurses Limited (P&N Bank).

Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms & conditions, fees & charges apply. 

Please consider the terms and conditions and whether a product is right for you.

*Comparison rate calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. Rates quoted may vary depending on loan purpose and security offered.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.