Fee-free bank accounts
Save money with no monthly or transaction fees.
Visa Debit card
Use your card online, or when you’re stepping out.
Free cash withdrawals
At all atmx and major bank ATMs across Australia.
Bank online, 24/7
Transfer money and pay bills using internet banking or our mobile app.
Everyday accounts for everybody
& Transaction Account
A simple to use everyday bank account with unlimited free standard transactions for your everyday spending.
- No monthly fees
- Visa Debit Card available
- Instant digital card when you open an account online
- Interest paid on your balance
- Pay&Save to round up purchases and grow your savings
& Retirement Account
A bank account for over 55's with a competitive variable interest rate and card access.
- No monthly fees
- Visa Debit card available
- Instant digital card when you open an account online
- Interest paid on your balance
- Pay&Save to round up purchases and grow your savings
Budgeting Account
An account designed for you to put aside money for your bills and expenses so you can stay on top of your finances.
- No monthly fees
-
Visa Debit card available*
- Instant digital card when you open an account online
- Interest paid on your balance
- Pay&Save to round up purchases and grow your savings
Are you a concession card holder?
Then look no further than the P&N Bank Concession Account. This low cost transaction account is specifically designed for eligible Commonwealth Government concession card holders to make everyday banking simple.
Check out our Concession AccountLevel up your everyday banking with us
Digital wallets
Sick of bulky wallets? Pay with your phone using your digital card.
Mobile app
Check your balance, transfer money and pay your bills (or your mates). Our mobile app has loads of features to make banking on the go easy as.
Your Financial Wellness
No matter where you are on your financial journey – even if you're only just starting it – Your Financial Wellness can help.
Open a bank account online in minutes
To open an account online, you'll need to be:
New customer
You can open a bank account online in just a few minutes – no queues, no paperwork, just a few clicks and you're good to go.
Existing customer
It's quick and easy to open a new account anytime using internet banking or the mobile app.
Already bank with us?
You can open a new account through the mobile app or internet banking – no additional ID required.
Open an account online
To open an account online, you’ll need to:
- Be at least 18 years old
- Live in Australia with a current residential address
- Be applying as an individual (not a business or association)
- Have two forms of ID from the following:
- Western Australian driver’s licence
- Australian passport
- Green Medicare card
We also recommend having your tax file number (TFN) ready. If you earn more interest than the limit set by the ATO and you haven’t provided us with your TFN, withholding tax may be deducted from the interest you earn.
If you don’t meet the eligibility requirements to open an account online, you can still open an account at one of our branches.
Open an account in a branch
If you’d rather see a friendly face in person, or don’t meet the eligibility requirements to open an account online, drop into one of our branches. Make sure you bring the required documents with you so we can set up your account.
Saving, not spending?
We're here to help
Get answers online
Got a question? Our help centre is the ideal place to start.
Important information
Banking and Credit products issued by Police & Nurses Limited (P&N Bank).
Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms & conditions, fees & charges apply.
Read the relevant product terms and conditions before deciding if a product is right for you.
*Visa Debit card access for the Budgeting Account is available only on request and requires an existing Visa Debit card linked to a transaction account.