Our & Basic Home Loan has no establishment or monthly fee.
Variable interest rate of 2.19% p.a for new owner occupier borrowings up to 90% of the property value.
Pay more into your home loan and access the funds when you need them.
Our & Basic Home Loan has no establishment fee, no monthly fee and stacks up with much more:
|⬤||Pay off your loan sooner – you can make additional payments on your & Basic Home Loan, to help pay off your mortgage sooner.|
|⬤||Loans up to 90% of the property value – borrow up to 90% of the property value so you can get into your home sooner.|
|⬤||Borrowing less than 60%? – Enjoy a lower rate when you borrow less than 60% of the value of your property.|
|⬤||We're here to make you home loan savvy – our First Home Buyers Hub gives you all the information you need to understand the home buying process. From knowing how much of a deposit you'll need, to helping you understand all the terms you'll come across.|
|⬤||We can come to you – when you’re on the clock, our Mobile Home Loan Specialists can work around it. We’ll come to you and make your home buying journey easy; night or day, seven days a week, or even set up a video call, to make buying a home or refinancing easier.|
|Product name||LVR||Interest rate||Comparison rate|
|& Basic Home Loan||< 60.00%||2.09% p.a.||2.09% p.a.|
|> 60.00%||2.19% p.a.||2.19% p.a.|
Credit products issued by Police & Nurses Limited (P&N Bank) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701. Lending criteria, terms & conditions, fees & charges apply. Rates subject to change.
Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. For variable Interest Only loans, comparison rates are based on an initial 3 year Interest Only period. For fixed Interest Only loans, comparison rates are based on an initial Interest Only period equal in length to the fixed period. During an Interest Only period, your Interest Only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
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