BSB 806 015

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Following the Reserve Bank of Australia's announcement on Tuesday 3 May, we have released information on interest rate changes. View details

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BSB 806 015

Kick back and relax with a no-frills home loan, with no ongoing fees and a low variable interest rate.

Enquire now

Our basic home loan

Our & Basic Home Loan has no establishment or monthly fee. 

 

Super low rate

Variable interest rate of 2.19% p.a for new owner occupier borrowings up to 90% of the property value.

Benefit block tick

Redraw available

Pay more into your home loan and access the funds when you need them.

Our & Basic Home Loan has no establishment fee, no monthly fee and stacks up with much more:

Pay off your loan sooner – you can make additional payments on your & Basic Home Loan, to help pay off your mortgage sooner.
Loans up to 90% of the property value – borrow up to 90% of the property value so you can get into your home sooner.
Borrowing less than 60%? – Enjoy a lower rate when you borrow less than 60% of the value of your property.
We're here to make you home loan savvy – our First Home Buyers Hub gives you all the information you need to understand the home buying process. From knowing how much of a deposit you'll need, to helping you understand all the terms you'll come across.
We can come to you – when you’re on the clock, our Mobile Home Loan Specialists can work around it. We’ll come to you and make your home buying journey easy; night or day, seven days a week, or even set up a video call, to make buying a home or refinancing easier.

Dollar sign in red circle icon For a limited time only, take out a home loan or refinance your home with P&N Bank and you could get $3,000 cashback. Find out more.

Interest rates

Product name LVR Interest rate Comparison rate
& Basic Home Loan < 60.00% 2.09% p.a. 2.09% p.a.
> 60.00% 2.19% p.a. 2.19% p.a.

We're ready to help

No matter what stage you're at when it comes to home ownership, we're here to help you from application to settlement. Book an appointment with one of our home loan specialists in a branch, over video call, or we can even come to you at a time that suits.

Need more information? Enquire now.Speak to a lending specialist. Call 13 25 77.Visit a branch. Book appointment.Mobile lender to visit you. Book appointment.

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Important Information

Credit products issued by Police & Nurses Limited (P&N Bank) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701. Lending criteria, terms & conditions, fees & charges apply. Rates subject to change.

Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. For variable Interest Only loans, comparison rates are based on an initial 3 year Interest Only period. For fixed Interest Only loans, comparison rates are based on an initial Interest Only period equal in length to the fixed period. During an Interest Only period, your Interest Only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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