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  • Roy Morgan Bank of the Year for Customer Satisfaction in 2023 & 2024
  • WA grown & based, community-focused, and customer-owned for 50+ years

Saving looks different for everyone

Your savings goals are as unique as you are. Maybe you’re just starting out, planning for something soon, or building towards something bigger. That’s why we offer a range of accounts that make saving simple, rewarding, and perfectly suited to your stage in life. 

Competitive interest rates

Helping your savings grow, no matter what you're saving for.

Secure banking, anytime

So you can bank easily and securely – day or night.

Flexible savings options

Choose the account that fits your life and savings goals.

Local support

Here for you, and close to home – with support based right here in WA.

Find the account that fits your goals

No two goals are the same, and neither are our savings accounts. From everyday milestones to life’s bigger plans, we’ve got an account to help you save your way.

Savvy Saver Account

Your 'save while you spend' account
Deposit at least $500 into your & Transaction Account and make five card transactions each month to earn bonus interest on your savings – even if you make withdrawals.

Up to
4.65
% p.a.
Standard + bonus variable rate*
Learn more Open a Savvy Saver Account

Smart Saver Account

Your 'steady growth' account
Deposit at least $100 each month and make no withdrawals to earn bonus interest. Transfer out of the account and you’ll still earn the base rate – but stay on track and you'll be rewarded.

Up to
4.45
% p.a.
Standard + bonus variable rate*
Learn more Open a Smart Saver Account

Hi Saver Account

Your 'quick win' account
An introductory rate paid on your savings for the first four months. You can withdraw if you need to – the introductory rate is valid for the full four-month period.

Up to
4.25
% p.a.
Total variable rate for first 4 months*
Learn more Open a Hi Saver Account

*Conditions apply. Please refer to the product pages for more information.

How much could you save?

See how your pot of gold could grow with the help of our simple-to-use savings calculator. No rainbow required!

Calculate savings

We're here to help

Get in touch

Call us on 13 25 77, pop into your nearest branch, or chat to us online.

Contact us

Find a branch

We’ve got branches all over the Perth region, and as far south as Bunbury.

Find us

Get answers online

Got a question? Our help centre is the ideal place to start.

Visit our help centre

Important information

Banking and Credit products issued by Police & Nurses Limited (P&N Bank).

Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms & conditions, fees & charges apply. 

Read the relevant product terms and conditions before deciding if a product is right for you.