A P&N Bank Smooth Home Loan is our ‘no frills’ home loan option with a low interest rate and flexible payments, so you can repay your loan as quickly as possible.
- Great rate - ongoing access to a low variable interest rate.
- No account fees - no monthly maintenance fee.
- For loans of all sizes - obtain a loan that suits your needs starting at $20,000 right up to 90% of the property value (inclusive of Lenders Mortgage Insurance).
- Flexible repayments - weekly, fortnightly and monthly repayment options available.
- Pay your loan off sooner - make additional payments and pay your loan off faster.
- Borrowing less than 80%? - Enjoy a lower variable rate when you borrow less than 80% of the value of your property.
- Redraw facility - pay more into your home loan and access the funds when you need them.
|Smooth Home Loan||< 80.00%||3.87% p.a.||3.87% p.a.|
|Smooth Home Loan||> 80.00%||3.97% p.a.||3.97% p.a.|