We know that everyone’s path to financial freedom is different. So, if you’re looking at investment options, want to refinance your current home loan or buy your next property, we have a range of investor home loans that can be structured just for you and your unique investment needs.
And as our customers and owners are one and the same, our profits get reinvested back into the bank – which means we can provide better interest rates, products and services.
Popular investor home loans
& Investor Basic Loan
A no frills investment home loan with no ongoing monthly fees.
- No ongoing monthly fees
- Extra payments allowed
- Redraw available
- 100% offset available
- Up to 90% LVR (including LMI)
& Investor Loan
A variable rate investment loan that comes with an optional offset account and no ongoing fees.
- No ongoing monthly fees
- Extra payments allowed
- Redraw available
- 100% offset available
- Up to 90% LVR (including LMI)
Fixed Rate Home Loan
Fix your mortgage payments from 1 to 5 years.
- No ongoing monthly fees
- Extra payments allowed
- Redraw available
- 100% offset available
- Up to 90% LVR (including LMI)
Work out your investor home loan repayments
Use our handy calculator to work out what your repayments might be. Or see the difference it makes to your loan term if you make payments weekly, fortnightly, or monthly.
Repayment calculator
More calculators
More handy home loan information
Tips for saving money on your home loan
Interest rates have risen, but there are still some things you can do save money on your home loan. Find out how to save with these helpful tips.
3 min read • 09 Feb 2023
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Enjoy the best of both worlds with a split rate home loan
Are you tossing up between a fixed or variable home loan? You could have both! Discover how a split rate home loan could be the best option for you.
4 min read • 25 Aug 2021
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How to prepare for the end of your fixed rate
Whether your fixed rate home loan will expire in six weeks or six months, we've put together some top tips to get ready for the change.
4 min read • 20 Oct 2023
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A local team of specialists you can trust
More local investment knowledge from our team of experts means less time wasting for you. We know you’ve got better things to do.
Ready to apply?
Set up a phone, video or in-person appointment with an investment loan specialist.
We’re here to help
Drop us your details and an investment loan specialist will get back to you.
Talk to our friendly team
Got a question? Call us on 13 25 77, pop into your nearest branch or chat with us online.
Important information
Banking and Credit products issued by Police & Nurses Limited (P&N Bank).
Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms & conditions, fees & charges apply.
Please consider the terms and conditions and whether a product is right for you.
- View terms & conditions
- View fees and charges
- View credit guide
- Create a Home Loan Key Fact Sheet
- View LMI Information Fact Sheet
- View Target Market Determinations (TMDs)
*Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. For variable Interest Only loans, comparison rates are based on an initial 3 year Interest Only period. For fixed Interest Only loans, comparison rates are based on an initial Interest Only period equal in length to the fixed period. During an Interest Only period, your Interest Only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.