How to maximise your offset account
To help you understand the ins and outs of maximising your offset account, we’ve answered a few of the most common questions we get asked.
BSB 806 015
Download our app for an even better mobile banking experience
To give you the best possible experience, this site uses cookies. Learn more about cookies.
Buying your first home
It’s true that buying a home is one of the biggest decisions you’ll make, but we’re here to help. From knowing how much of a deposit you'll need, to helping you understand all the new terms you'll come across – you can trust our experienced lenders to guide you along the way.
|
It's easy to get started Speak with an experienced home lender at a time and place that suits you – whether that's in a branch, from the comfort of your home, or even via a video call, we're here to make it as simple as possible for you to get into your own home. |
|
How much do I need for a home deposit? 5%, 10% or 20% deposit? We've answered some of the common questions for first home buyers. |
How much can I borrow?
Use our home loan borrowing calculator to find out how much you could borrow based on your income and expenses, and what your repayments will be.
Alternatively, if you want to compare home loans to see which best suits your needs or find out how much you could save over the life of your loan by making extra repayments, then take a look at our other home loan calculators.
Find out what your property is worth
Buy your first home with confidence
Buying your first home can seem daunting, but we’re here to help make the process as easy as possible.
For many first home buyers, the First Home Owners Grant may be just what you need to kick start your home ownership goals, and if you're in serious deposit savings mode it's worth checking out these tips to save for your home deposit.
Our Home Loan Specialists will be there with you every step of the way, and our mobile lenders can even come to you to help get you started.
We're ready to help
No matter what stage you're at when it comes to buying a home, we're here to help you from application to settlement, as well as answer any questions that come up along the way.
Book an appointment
- In one of our 14 branches
- At your home or workplace
- Video appointment with our virtual lending team
Make an enquiry
Are you after more information? One of our experienced home lenders will get in touch with you to answer any questions you may have.
Enquire now
Disclaimer
Credit products issued by Police & Nurses Limited (P&N Bank) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701. Lending criteria, terms & conditions, fees & charges apply. Rates subject to change. Target Market Determinations (TMDs) are available for products.
Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. For variable Interest Only loans, comparison rates are based on an initial 3 year Interest Only period. For fixed Interest Only loans, comparison rates are based on an initial Interest Only period equal in length to the fixed period. During an Interest Only period, your Interest Only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.