Online Apply Terms & Conditions

All documents for accounts opened online can be found below:

• Financial Services Guide
• Privacy Statement & Consent
• Privacy Policy

Product Disclosure Statements (PDS)

• Savings Accounts and Account Access Channels - Product Disclosure Statement

Fees & charges

• Schedule of Access, Fee & Charges - Savings & Transaction Accounts

Interest Rates

• Savings & Transaction Account - Interest Rate Schedule
• Hi Saver - Interest Rate Schedule

Terms & conditions

• VISA Debit Card - Terms & Conditions

Electronic Statements Registration (eStatements)

By opening an account online you agree to receive your bank statements electronically which means we will not send you a paper statement. We will send you a notification when your eStatement becomes available.

You may also receive notices with your eStatement. You should check your email account for notifications from P&N Bank. Please ensure that the email address you provide is accurate and kept up to date. If you do not wish to receive your statements in this manner you can opt out at any time via the Mobile App, Internet Banking or by calling us on 13 25 77.