If you’re looking for a low rate credit card, look no further than our Visa Classic. You’ll enjoy the flexibility of a Visa card with a range of features to suit you.
- Quick and easy online application - get a response within minutes.
- Convenient ways to pay - using Visa payWave, or pay with your mobile phone using Apple Pay, Google PayTM or Samsung Pay.
- Card Controls - manage how you use your card. You can easily put a temporary lock on your card if you misplace it, turn on or off the ability to make online transactions or overseas purchases, or even use Visa payWave.
- Minimum repayment - at just 3% of your closing balance or $10.00, whichever is the greater.
- Interest free period - take advantage of the interest free period by paying off your balance in full each month.
- Peace of mind - your card is protected by Visa's Zero Liability policy and Verified by Visa, so you can shop confidently knowing you're protected against fraudulent transactions.
- Minimum credit limit - $1,000.
Interest rates
| Product Name |
Purchase Rate (Variable) |
Cash Advance Rate (Variable) |
Balance Transfer Rate (Variable) |
|---|---|---|---|
| P&N Bank Visa Classic | 11.99% p.a. | 19.99% p.a. | 11.99% p.a. |
Ready to apply?
- You can apply online - no branch visits are required unless you prefer to apply in person.
- Track your personal loan application in real time and upload supporting documents using our Loan Tracker.
- Existing customer? We’ll pre-fill your application to make your experience even easier!