BSB 806 015

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BSB 806 015

Everyday bank accounts

Our range of everyday transaction accounts have low fees, which means you get to keep more of your money for the things that matter.

Easily access your everyday account with a Visa Debit card and payWave. Keep track of your spending too, with Internet Banking and Mobile App access.

Everyday accounts to suit everyone

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Product name

Overview

Monthly fee

Card access

Fee free transactions

Special requirements

 

& Transaction Account

An everyday bank account packed with a range of features to suit the way you spend. Get an instant digital card, faster payments and much more.

Monthly fee

Nil

Card access

Fee free transactions

Special requirements

None

Learn more

Apply

Thanks for choosing to open an account with P&N Bank.

New member?

Join Western Australia's largest member-owned bank by opening an account online today.

Open

Existing member?

Log in to Internet Banking to open your new account today.

Log In
×
Remove

Easypay Access Account

Everyday transaction account that includes fee-free transactions. Also includes some non-standard transaction options including [email protected] and cheque book access.

Monthly fee

Nil

Card access

Fee free transactions

Special requirements

None

Learn more

Apply

Thanks for choosing to open an account with P&N Bank.

New member?

Join Western Australia's largest member-owned bank by opening an account online today.

Open

Existing member?

Log in to Internet Banking to open your new account today.

Log In
×
Remove

Budgeting Account

Manage your money effectively by putting aside funds for regular expenses

Monthly fee

Nil

Card access

Fee free transactions

Special requirements

A P&N Bank everyday account is also required if you require card access.

Learn more

Apply

Thanks for choosing to open an account with P&N Bank.

New member?

Join Western Australia's largest member-owned bank by opening an account online today.

Open

Existing member?

Log in to Internet Banking to open your new account today.

Login
×
Remove

Student Account

Everyday transaction account for secondary and tertiary students aged 16 - 25 years old with unlimited free transactions.

Monthly fee

Nil

Card access

Fee free transactions

Special requirements

Must be a secondary or tertiary student and 16-25 years old.

Learn more

Remove

Concession Account

A fee free transaction account for those with an eligible Commonwealth Government concession card.

Monthly fee

Nil

Card access

Fee free transactions

Special requirements

Must hold an eligible Commonwealth Government concession card.

Learn more

Remove

Show more less features

Added security
With a Visa Debit card you have the option of pressing credit instead of savings while making your purchases, so you'll be covered by Visa's Zero Liability Policy and Verified by Visa fraud monitoring service.

ATM network
Enjoy free and convenient access to your money at all major Bank ATMs across Australia.

Save faster
If you have a goal in mind such as saving for a holiday, a separate savings account can benefit you with competitive interest rates that will help you get there faster. Find out more about our savings accounts and make the comparison to ensure you're choosing the best account to suit your needs.

Studying?
Managing your money while you're studying can be hard, so that's why we offer our Student Account. With no monthly fees and a range of fee-free transactions, you'll have more money to put towards the things you need.

Frequently Asked Questions

  • What features should I look for in an everyday account?

    Many everyday accounts have a range of fee free options; however, some accounts may charge monthly fees or fees for certain types of transactions. You should look for an account that suits your transaction and access needs that has minimal or no ongoing fees and charges to keep more of your money in your pocket (or in this case, in your account).

  • Why get an everyday account?

    Everyday accounts usually come with a range of low-cost access options such as a Visa Debit or ATM card for EFTPOS payments and ATM withdrawals, as well as access to services such as BPAY and Internet Banking, making them a convenient account to manage regular incoming payments and outgoing expenses.

  • Are there any fees charged on everyday accounts?

    The transaction accounts that P&N Bank offer have no monthly fees and minimal transaction fees. A full list of fees and charges that apply to our accounts can be found on our fees and charges page.

See all frequently asked questions

Not what you're looking for?

View our savings accounts

You may also be interested in:

Community Account

Are you running, or helping to run, a not-for-profit organisation? We can help streamline the way your organisation handles finances. Contact us today.

Business Account

Our Business Transaction Account is ideal for small businesses, and suited to the everyday to help keep your business running. Discover more and apply here.

Faster payments through Osko

Everything you need to know about making faster payments through Osko with P&N Bank. Find out more today.

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