Community Account
Are you running, or helping to run, a not-for-profit organisation? We can help streamline the way your organisation handles finances. Contact us today.
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Our range of everyday transaction accounts have no monthly fees, which means you get to keep more of your money for the things that matter.
Easily access your everyday account with a Visa Debit card and Visa payWave. Keep track of your spending too, with Internet Banking and Mobile App access.
With a Visa Debit card you have the option of pressing credit instead of savings while making your purchases, so you'll be covered by Visa's Zero Liability Policy and Verified by Visa fraud monitoring service.
Enjoy free and convenient access to your money at all major bank ATMs across Australia, including the atmx by Armaguard network.
If you have a goal in mind such as saving for a holiday, a separate savings account can benefit you with competitive interest rates that will help you get there faster. Find out more about our savings accounts and make the comparison to ensure you're choosing the best account to suit your needs.
Managing your money while you're studying can be hard, so that's why we offer our Student Account. With no monthly fees and a range of fee-free transactions, you'll have more money to put towards the things you need.
Interested in an everyday transaction account with P&N Bank? Open a bank account with us in no time at all.
Our everyday accounts are free of monthly account fees and feature instant card access along with fee free transactions. Our Visa Debit cards can be added to a digital wallet for contactless payments through Apple Pay, Google Pay and Samsung Pay.
Meet mymo by P&N Bank
mymo is P&N Bank's budgeting app, and your personal financial assistant.
Be empowered to better manage your income and expenses. With access to a complete overview of your accounts in one place, mymo will help you keep your spending (and saving!) on track.
Link all your accounts from all your financial institutions to get the full picture – that includes your income, spending, bills and savings.
The best everyday bank account for you depends on your financial circumstances and personal objectives. Each bank offers everyday banking accounts with different features and benefits. For example, some may require you to pay a monthly account keeping fee, while others have international transaction fees.
P&N Bank offers a selection of everyday bank accounts suitable for account holders of any age. None of our everyday bank accounts have a monthly account keeping fee, and they offer bank-on-the-go services such as an instant Visa Debit card, Mobile App access, BPAY, and instant payments with Osko.
Many everyday accounts have a range of fee free options; however, some accounts may charge monthly fees or fees for certain types of transactions. You should look for an account that suits your access needs that also has minimal ongoing fees and charges to keep more of your money in your pocket (or in this case, in your account).
Everyday accounts usually come with a range of low-cost access options. These can include access to a Visa Debit or ATM card for EFTPOS payments and ATM withdrawals, as well as access to services such as Osko instant payments, BPAY and Internet Banking. Access to these services makes them a convenient account to manage regular incoming payments and outgoing expenses.
An everyday or transaction accounts is a type of bank account that you can make deposits to and withdrawals or payments from for your everyday needs, while a savings account may have certain requirements you need to meet in exchange for higher interest rates. Everyday bank accounts are more accessible and are better suited for day-to-day use.
The transaction accounts that P&N Bank offer have no monthly fees and minimal transaction fees. A full list of fees and charges that apply to our accounts can be found on our fees and charges page.
Opening a bank account with P&N Bank is quick and easy. For both existing and new members, you can apply online or in person at a one of our branches.
You can close your P&N Bank account by:
If the account is two-to-sign, we will need to speak with both account holders before we can close it.
Before closing your account, you should ensure that all recurring payments and direct debits set up from the account are cancelled and any overdrawn balance is cleared in full.
See all frequently asked questions
Banking products issued by Police & Nurses Limited (P&N Bank) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701. Any advice does not take into account your objectives, financial situation or needs. Read the relevant Product Terms and Conditions before acquiring this product in considering and deciding whether it is right for you. Target Market Determinations (TMDs) are available for products. Non-standard transaction fees may apply.
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