Discover our easy to use budget calculator and budget planner. Enter your annual income and expenses to assess your financial position.
A P&N Bank Budgeting Account is the ideal banking solution for managing your finances. Use it to put aside money from your everyday transaction account and stay on top of your regular bill and expenses.
- No monthly fee - get more bang for your buck. We don't charge any monthly fee on this account.
- Fee free transactions - keep more of your money in your pocket. A range of fee free transactions including Bpay are included in your Budgeting Account.
- Bank on the go - use the Mobile App and Internet Banking to access your account anytime, anywhere and make fee-free transactions.
- Best of both worlds - separate your accounts to help manage your money and budget for regular bills and expenses.
- Faster Payments - send and receive money in near real time between participating banks, or set-up your PayID on your account for easier, faster payments through Osko.
- ATM access - Link your account to an existing card and access your money at all major bank ATMs across Australia.
|Interest Calculated||Interest Credited|
|Budgeting Account||$0 - $99,999||0.01% p.a.||Minimum monthly balance||Last day of every month|
|Budgeting Account||> $100,000||0.05% p.a.||Minimum monthly balance||Last day of every month|