A Home Loan Key Facts Sheet offers information about our home loans
It's true that buying a home is one of the biggest financial decisions you'll ever make - but we're here to help you through the process. With competitive interest rates, low fees and flexible repayment options, you're sure to find a home loan to suit you at P&N Bank.
3.99 % p.a. Interest Rate
4.02 % p.a. Comparison Rate
P&N's lowest variable rate for owner occupier borrowings up to 80% of the property value
Purchases at the same rate as the & Home Loan
No ongoing monthly fee
Protect your investment and be rewarded
How much can I borrow?
If you're not sure which home loan is right for you or how much you can borrow then try our loan calculators. You can compare home loans to see which best suits your needs, work out how much you can borrow, or even how much you could save by switching your existing home loan.
Things to know
With home loans available in Perth and regional WA, we offer
Buying a home
For a low variable rate home loan with bags of extras, our Home Loan & Bag is perfect for homebuyers. Take out an & Home Loan at our lowest variable rate, and choose to include extras such as & Visa Platinum credit card - with the same low rate as the & Home Loan for your purchases or an & Access Account - with no monthly fees and 100% offset against your & Home Loan.
Investing in property
Thinking about investing in property? We have competitive interest rates for investors, including interest only repayment options and redraw facilities to give you the freedom you need.
Refinancing made easy
Switching from an existing home loan may seem like too much hassle, but it can save you a lot of money in the long run. We make refinancing your loan easy with our simple application process, and our mobile lenders will even come to you to get you started.
With our simple application process and fast approvals, applying for a home loan with P & N Bank couldn't be easier. Our mobile lenders can come to you, even on weekends, and talk you through the best option for your home lending needs.
Comparison rate based on a loan of $150,000 for a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. On applicable home loans, Loan Value Ratio (LVR) is the proportion of money you borrow for a home loan compared to the value of the property. Rates stated are subject to change without notice. Fees and charges are payable. Lending Criteria applies to the approval of credit products and Terms and Conditions are applicable which are available on request.
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