BSB 806 015

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BSB 806 015

Home Loans

Relocating, renovating or refinancing? We have a range of home loans with competitive rates and flexible options that will save you time and money.

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Buying your first home is a major milestone. We've got a range of home loan products, tools and specialists to help you throughout your journey.

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Are you after rental income, capital growth or a retirement nest egg? Choose your investment loan carefully to maximise your returns.

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How much can I borrow? 

Use our home loan borrowing calculator to find out how much you can borrow, what you're repayments will be and how interest rate increases or decreases may affect your repayments.

Switch to P&N Bank

Making the right choice for your home loan can save you a lot of money in the long run. At P&N Bank we can make switching your loan easy with our simple application process.

Whether you're buying your first home, your next home or your forever home we have a range of home loans, tools and calculators that will help you over the life of your home ownership journey.

Apply today

With our simple application process and fast approvals, applying for a home loan with P & N Bank couldn't be easier. Our mobile lenders can come to you, even on weekends, and talk you through the best option for your home lending needs.

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Disclaimer

The results from this calculator should be used as an indication only. Figures provided are for illustrative purposes only and are based on the information provided. The calculations do not take into account any product features or fees and charges that may be charged to your loan or fees such as Lenders Mortgage Insurance, which if applicable will add to the cost of your loan and repayments. Results do not represent a quote or pre qualification for a loan. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change. Lending criteria applies to the approval of credit products. Terms and conditions apply and are available on request. Fees and charges are payable.

Comparison rate based on a loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees & charges. Different terms, fees and other loan amounts might result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Loan Value Ratio (LVR) is the proportion of money you borrow for a home loan compared to the value of the property. Rates stated are subject to change without notice. Fees and charges are payable. Lending Criteria applies to the approval of credit products and Terms and Conditions are applicable which are available on request.

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