BSB 806 015

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BSB 806 015

& Investor Loan

A low variable rate investment loan with the ability to borrow up to 90% of the property value.

Loan term

5 - 30 years

Redraw facility


Variable rate

Low variable interest rate

If you are thinking about investing in property, or have an existing investment loan elsewhere, you can borrow up to 90% of the investment property value on an & Investor Loan with flexible and low variable interest rate for residential investment purposes and no monthly fee.

  • Flexible repayments - weekly, fortnightly and monthly repayment options available.
  • Redraw facility - pay more into your home loan and access the funds when you need them.
  • Repayment options to suit your lifestyle - principal & interest repayment or interest only repayments available for up to 5 years.

Interest rates

Product Name LVR Rate
Comparison Rate
& Investor Loan (P&I Repayments) < 90.00% 3.33% p.a. 3.33% p.a.
& Investor Loan (IO Repayments) < 90.00% 3.53% p.a. 3.53% p.a.

& Investor Loan fees & charges

Establishment fee (includes one valuation)
includes one valuation$0
additional valuationsat cost*
Switch Fee$300

*At cost refers to costs incurred by P&N Bank resulting from the provision of a product or service requested by the member, which will be passed on to the member.

It’s easy to apply for an & Investor Loan with P&N Bank. Simply get all your details ready and choose how to apply.

What you need

  • Primary ID with a photo (ie. passport or driver’s licence), or primary ID without a photo (ie. birth certificate or citizenship certificate) plus secondary ID (ie. utility bill)
  • Income details (payslips / if self employed, tax assessments for the last two years and financial statements)
  • Contact details for your current and previous employer
  • Details of your assets and liabilities (eg. property, loans, shares)

How to get started

In person

Apply for a home loan in person at your nearest branch. Be sure to bring along all the documents you'll need.

Over the phone

Call us on 13 25 77 and one of our local loan consultants will help you with your home loan application.

We'll come to you

Meet our mobile lending team and book a home loan appointment. They'll visit you at home or at work.

Variable from 3.33 % p.a. Interest Rate

3.33 % p.a. Comparison Rate

Enquire Request appointment


Other fees & charges that apply to all of our accounts can be found on our fees and charges page.

To use this website you are required to read the Credit Guide (which you agree to be provided by accessing this link.) Lending criteria apply. Terms and conditions apply and are available on request. Rates stated are subject to change without notice. Fees and charges are payable.

View Home Loan Terms and Conditions

Create a Home Loan Key Fact Sheet

Police & Nurses Limited (P&N Bank) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701. Comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. IMPORTANT THINGS YOU SHOULD KNOW: Lending criteria and fees and charges apply. Terms and conditions apply and are available on request. Rates stated are subject to change without notice.

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