BSB 806 015

To give you the best possible experience, this site uses cookies. Learn more about cookies.

BSB 806 015

Car loan

A low fixed rate loan when you're purchasing a motor vehicle less than seven years old.

Interest rate

Low fixed rate

Apply online

Response in minutes

Redraw facility

Free 24/7, with no minimum amount

Early payout

No fees charged

Our fixed rate car loan is designed to suit a range of needs with flexible options to help you manage your repayments.

  • Secured loan - when you use a car less than seven years old as security.
  • Fixed interest rate - enjoy the peace of mind of a fixed interest rate on your loan.
  • Quick and easy online application - get a response within minutes.
  • Pay off your loan sooner - we won't charge you any fees for making additional repayments to pay off your loan faster.
  • Redraw facility - access the extra payments you've made into your loan when you need the funds, with no minimum amount.
  • Flexible loan options - loans starting from $5,000, available over terms of one - seven years.

Interest rates

Product Name Rate
Comparison Rate
Fixed Secured Personal Loan 8.24% p.a. 8.90% p.a.

Ready to apply?

  • You can apply online - no branch visits are required unless you prefer to apply in person.
  • Track your personal loan application in real time and upload supporting documents using our Loan Tracker.
  • Existing customer? We’ll pre-fill your application to make your experience even easier!

 Apply todayMore information What are my repayments?

Secured Personal Loan fees & charges

Monthly maintenance fee$5
Establishment fee$199

Other fees & charges that apply to all of our accounts can be found on our fees and charges page.

It’s easy to apply for a Secured Car Loan with P&N Bank. Simply get all your details ready and choose how to apply.

How to apply

Apply online

Complete, save and submit your personal loan application online, and receive a response within minutes. You can even upload any required documents using Loan Tracker. 

In person

Apply for a personal loan in person at your nearest branch. Make sure to bring all the documents you need with you.

Over the phone

Call us on 13 25 77 and one of our friendly loan consultants will help you with your personal loan application.

What you need

You’ll need two forms of identification – you can use your Australian driver's licence, Australian passport or Medicare card.

During your application we’ll ask you to provide information, such as:

  • your income
  • regular expenses (e.g. rent, general living expenses, insurance etc)
  • any assets you own (e.g. value of any cars, deposit accounts, properties, etc)
  • any loans, credit cards or other amounts owing 

8.24 % p.a. Interest Rate

8.90 % p.a. Comparison Rate

Apply Enquire


Credit products issued by Police & Nurses Limited (P&N Bank) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701. Lending criteria, terms & conditions, fees & charges apply. Rates subject to change. Target Market Determinations (TMDs) are available for products.

Comparison rate calculated based on $30,000 over a term of 5 years on monthly repayments for secured and unsecured loans. Rates quoted may vary depending on loan purpose and security offered. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. 

Other fees & charges that apply to all of our accounts can be found on our fees and charges page.

To use this website you are required to read the Credit Guide (which you agree to be provided by accessing this link).

View Personal Loan Terms and Conditions

We'd like to use your current location

For a more localised experience please enter your location below...


Set your location for a more localised experience.