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Savings accounts
If you've got a goal in mind or just want to put some money aside for a rainy day, we offer competitive interest rates for a range of savings accounts. Whether you want high interest rates, an online account or just a place to keep your money safe, we have you covered.
Tips on saving
In WA we love to travel as often as we can - but saving for a holiday can be tricky without a plan. If you're also trying to save for a car or a house deposit, it's even more important to make sure you're on the right track.
No matter what you're saving for, here are a few tips to make sure you reach your financial goals sooner.
- Create a budget - you need to know how much you have to spend on essentials such as rent, bills and food, before you can work out how much you can afford to save.
- Set realistic goals - it makes saving easier, and helps you to actually achieve your goal because if it seems possible then you won't give up easily.
- Choose the right savings account - make sure you start with the savings account or investment that is right for your circumstances. There are lots of options available such as bonus interest accounts, term deposits, and more easily accessible accounts too.Understand the best option for your needs.
- 'Pay' yourself first - commit to your goal by setting up an automatic direct debit from your transaction account to your savings account on your pay day.
- Minimise temptation - if it isn't easy to withdraw funds, then you'll reach your goal faster. Use online only accounts, or accounts without card access.
Check out our How To section for other savings and budgeting tips.
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*One of the account holders must be at least 55 years of age to open an & Retirement Account. Members may hold a maximum of one & Retirement Account as a single account and one & Retirement Account as a joint account.
#Hold an &Retirement Account and get an interest rate better than our standard 3 month Term Deposit rates.
^Non standard transaction fees and other bank and ATM fees may apply.
Terms and conditions apply. Rates stated are subject to change without notice. Any advice given is general only, and does not take into account your personal objectives, financial situation or needs. Please therefore consider whether it is appropriate for you. Please read and consider the PDS available at pnbank.com.au. Non-standard transaction fees may apply. If you do not hold an & Retirement Account at the time your & Retirement Term Deposit matures your Term Deposit will be automatically rolled over into the Money Maker Term Deposit for the same term at the prevailing rate.