The & Access Account is a transaction account for your everyday banking that is linked to your home loan. It helps you pay off your loan faster with a 100% interest offset facility.
- Saving money on your home loan - by linking a 100% offset & Access Account to your home loan.
- No monthly fee - and no minimum monthly balance required.
- Fee free transactions - keep more of your money in your pocket. A range of fee free transactions are included in our & Access Account.
- VISA Debit card - access your funds wherever VISA is accepted.
- Easy access - access your funds via Internet Banking, Mobile Banking App, Phone Banking, SMS Banking and more.
- ATM access - free and convenient access to your money at all major bank ATMs across Australia.
- Tap and pay with your compatible mobile phone - using Apple Pay, Google PayTM or Samsung Pay a smarter way to pay.
- Peace of mind - your Visa Debit card is protected by Visa Zero Liability when using Visa payWave or pressing credit in store. Additionally, Verified by Visa adds an extra layer of security to select online transactions.
Interest rates
| Product Name | Tier |
Rate
(Variable) |
Interest Calculated | Interest Credited |
|---|---|---|---|---|
| & Access Account | > $0 | n/a | Daily balance | N/A |