BSB 806 015

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BSB 806 015

Business Account

Everyday transaction account for businesses

No monthly fee


Visa Debit Card

Includes payWave

We know you already have enough to do in your small business and you don't want to worry about managing your bank account. Our Business Transaction Account is ideal for small businesses. It's for everyday and it's easy to use.

  • No monthly fee - keeping your hard earned money in your account.
  • Fee free transactions - keep more of your money in your business. A range of fee free transactions are included in the Business Account.
  • VISA Debit card - access your funds wherever Visa is accepted.
  • Easy access - access your funds via Internet Banking, Mobile App, Phone Banking, SMS banking and many more.
  • ATM access - free and convenient access to your money at all major bank ATMs across Australia.
  • For all sizes - whether your business is big or small we've got you covered. The business transaction account is ideal for sole traders, partnerships, companies or joint ventures.
  • Peace of mind - your Visa Debit card is protected by Visa Zero Liability when using Visa payWave or pressing credit in store. Additionally, Verified by Visa adds an extra layer of security to select online transactions.

How to apply

We’re here to help you find the right solution for your business. To get started, simply visit a branch or call 13 25 77.

Interest Rates

Product Name Tier Rate
Interest Calculated Interest Credited
Business Account $0 - $99,999 0.01% p.a. Minimum monthly balance Last day of every month
Business Account > $100,000 0.05% p.a. Minimum monthly balance Last day of every month

Business Account Fees & Charges

Account fees & charges
Monthly Base Balance Fee


Base Balance


Unlimited Free Transactions
  • Payroll Credit
  • Direct Credit
  • Bank@Post™ deposit¹
  • Internet Banking Transfer
  • Mobile App Transfer
  • Phone Banking Transfer
  • Cheque Deposit
  • Cash Deposit (notes)
  • Direct Debit from another institution to P&N Bank
  • VISA Purchase
  • Internet Banking Transfer
  • Mobile App Transfer
  • Phone Banking Transfer
  • BPAY®
  • Auto Transfer (internal/external)
  • Direct Debit
  • Cash Withdrawal
  • Manual Transfer
Transaction fees & charges
Bank@Post withdrawal$3.00
Cheque withdrawalNot available

The table above covers fees and charges related to this product.

Other fees & charges that apply to all of our accounts can be found on our fees and charges page.

¹ Bank@Post™ deposits and withdrawals are available only with an P&N ATM Card or VISA Card. Cheques must be made out in the name of the cardholder to be accepted at Bank@Post™ and are subject to 4 working days clearance.

# Card access only where one signatory required

® Registered to BPAY Pty Ltd ABN 69 079 137 518

Up to 0.05 % p.a. Interest Rate


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