& Basic Home Loan
The & Basic Home Loan offers a low variable rate for owner occupiers looking to borrow up to 90% of the property value. Find out more here.
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Our 'no frills' home loan, with a low interest rate, flexible payments and redraw facility.
Loan term
5 - 30 years
Redraw
Yes
100% offset available
Yes
A P&N Bank Easypay Home Loan makes it more affordable for you to buy your ideal home, thanks to a low interest rate and a longer term to repay your mortgage.
Product Name |
Rate
(Variable) |
Comparison Rate |
---|---|---|
Easypay Home Loan | 4.87% p.a. | 4.87% p.a. |
Credit products issued by Police & Nurses Limited (P&N Bank) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701. Lending criteria, terms & conditions, fees & charges apply. Rates subject to change.
Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. For variable Interest Only loans, comparison rates are based on an initial 3 year Interest Only period. For fixed Interest Only loans, comparison rates are based on an initial Interest Only period equal in length to the fixed period. During an Interest Only period, your Interest Only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Monthly maintenance fee | $0 |
Establishment fee (includes one valuation) | |
All properties | $0 |
Switch Fee | $300 |
Other fees & charges that apply to all of our accounts can be found on our fees and charges page.
It’s easy to apply for a Easypay Home Loan with P&N Bank. Simply get all your details ready and choose how to apply.
Apply for a home loan in person at your nearest branch. Be sure to bring along all the documents you'll need.
Call us on 13 25 77 and one of our local loan consultants will help you with your home loan application.
Meet our mobile lending team and book a home loan appointment. They'll visit you at home or at work.
Disclaimer
Other fees & charges that apply to all of our accounts can be found on our fees and charges page.
To use this website you are required to read the Credit Guide (which you agree to be provided by accessing this link). Lending criteria applies. Terms and conditions apply and are available on request. Rates stated are subject to change without notice. Fees and charges are payable.
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