& Basic Home Loan
The & Basic Home Loan offers a low variable rate for owner occupiers looking to borrow up to 90% of the property value. Find out more here.
Our 'no frills' home loan, with a low interest rate, flexible payments and redraw facility.
Loan term
5 - 30 years
Redraw
Yes
100% offset available
Yes
A P&N Bank Easypay Home Loan makes it more affordable for you to buy your ideal home, thanks to a low interest rate and a longer term to repay your mortgage.
Product Name |
Rate
(Variable) |
Comparison Rate |
---|---|---|
Easypay Home Loan | 4.37% p.a. | 4.37% p.a. |
Comparison rate based on a loan of $150,000 for a term of 25 years.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.
Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
On applicable home loans, loan value ratio (LVR) is the proportion of money you borrow for a home loan compared to the value of the property.
Monthly maintenance fee | $0 |
Establishment fee (includes one valuation) | |
All properties | $0 |
Switch Fee | $300 |
Other fees & charges that apply to all of our accounts can be found on our fees and charges page.
It’s easy to apply for a Easypay Home Loan with P&N Bank. Simply get all your details ready and choose how to apply.
Apply for a home loan in person at your nearest branch. Be sure to bring along all the documents you'll need.
Call us on 13 25 77 and one of our local loan consultants will help you with your home loan application.
Meet our mobile lending team and book a home loan appointment. They'll visit you at home or at work.
Disclaimer
Other fees & charges that apply to all of our accounts can be found on our fees and charges page.
To use this website you are required to read the Credit Guide (which you agree to be provided by accessing this link). Lending criteria applies. Terms and conditions apply and are available on request. Rates stated are subject to change without notice. Fees and charges are payable.
We'd like to use your current location
For a more localised experience please enter your location below...
Set your location for a more localised experience.