& Basic Home Loan
The & Basic Home Loan offers a low variable rate for owner occupiers looking to borrow up to 90% of the property value. Find out more here.
A P&N Bank Easypay Home Loan makes it more affordable for you to buy your ideal home, thanks to a low interest rate and a longer term to repay your mortgage.
- Great rate - ongoing access to a low variable interest rate.
- Offset account available - option of a 100% offset account available to owner occupiers and residential property investors.
- For loans of all sizes - obtain a loan that suits your needs starting at $20,000 right up to 95% of the property value.
- Flexible repayments - weekly, fortnightly and monthly repayment options available.
- Pay your loan off sooner - make additional payments and pay your loan off faster.
- Redraw facility - access the equity in your loan and use the funds to achieve other financial goals.
Interest Rates
| Product Name |
Rate
(Variable) |
Comparison Rate |
|---|---|---|
| Easypay Home Loan | 4.37% p.a. | 4.37% p.a. |
Comparison rate based on a loan of $150,000 for a term of 25 years.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.
Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
On applicable home loans, loan value ratio (LVR) is the proportion of money you borrow for a home loan compared to the value of the property.