The Simple Home Loan is a variable rate loan for owner occupiers looking to borrow up to 95% of the property value. This flexible loan also provides the option of both redraw and an offset account to make saving money on your home loan interest effortless.
- Great rate - access to a low variable home loan.
- Flexible loan sizes - obtain a loan that suits your needs starting at $50,000 right up to 95% of the property value.
- Optional 100% offset transaction account - an & Access Account which gives you a 100% balance interest offset against your Simple Home Loan with no monthly fee.
- Pay your loan off sooner - make additional payments and pay your loan off faster.
- Redraw facility - pay more into your home loan and access the funds when you need them.
Want to get into your first home sooner?
The Home Guarantee Scheme is an Australian Government initiatives to support eligible first home buyers purchase a home sooner. They do this by providing a guarantee that will allow eligible first home buyers to purchase a home with a smaller deposit without needing to pay for Lenders Mortgage Insurance (LMI).
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