BSB 806 015

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BSB 806 015

6 Month Fixed Term Deposit

A P&N Bank six month fixed term deposit gives you a guaranteed rate of return on balances great than $5000.

If you're saving for something special or just building your nest egg and want a higher interest rate, a 6 month term deposit could be for you.

A term deposit requires a minimum of $5,000 and is fixed for a period of time.

As long as you don’t touch the money during that time, you will make a profit from the interest paid at the end of the fixed term.

Here at P&N Bank you can choose from a variety of term deposits ranging from two months to five years.

When the market is experiencing lower interest rates the shorter terms like six months are a popular option, as investors don't want to lock away funds for too long in case interest rates improve.

When the market is experiencing high rates you may want to lock your funds away for a longer period of time.

With the P&N Bank 6 Month Fixed Term Deposit the interest is paid at maturity or the rollover of the term deposit.

Rates of interest applied to term deposits are tiered based on the specified amount and timeframe of your investment.

Deposits of up to $250,000 in total are protected by the Financial Claims Scheme. Find out more.

Interest Rates

Term Deposit - Money Maker   $5,000 - $1,000,000 Interest Paid
 6 months 4.50% p.a.  At maturity

Our term deposits are a simple and reliable way of investing, but always be sure to check the Terms and Conditions (T&Cs) on the product you choose.

To get started with your term deposit account, explore our range of P&N Bank term deposits today.


We calculate interest daily by multiplying the balance of your deposit by the fixed interest rate. Interest is paid at maturity for terms under 12 months only. For terms of 12 months or more interest can be paid monthly, quarterly, or annually. Interest can be added to the principal amount, or you can request for it to be credited to your nominated bank account.

Please note that interest rates for amounts of $1,000,000 and over are by negotiation. For more detailed information please refer to the Terms & Conditions and Term Deposit Interest Rate Schedule.

For amounts under $5,000 please refer to the SwiftSaver Account.

Banking and Credit products issued by Police & Nurses Limited (P&N Bank) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701.

Any advice does not take into account your objectives, financial situation or needs. Read the relevant Product Terms and Condition, before acquiring this product in considering and deciding whether it is right for you. Target Market Determinations (TMDs) are available for products.

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