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How to open an account online

Apply online

All you’ll need is two forms of ID out of the following – an Australian driver's licence, Australian passport, or green Medicare card.

Check your inbox

We’ll send you an email with all the basic information, including your new member number.

Log in

Log in to the mobile app or internet banking using the temporary password we’ve sent to you by text.

You're done!

You’re good to go. You can use your instant digital card and start spending straight away!

Open a bank account online in minutes

To open an account online, you'll need to be:

New customer

You can open an & Transaction Account online in just a few minutes – no queues, no paperwork, just a few clicks and you're good to go.

Existing customer

It's quick and easy to open a new account anytime using internet banking or the mobile app.

Already bank with us?

You can open a new account through the mobile app or internet banking – no additional ID required.

Open an account online

To open an account online, you’ll need to:

  • Be at least 18 years old
  • Live in Australia with a current residential address
  • Be applying as an individual (not a business or association)
  • Have two forms of ID from the following:
    • Western Australian driver’s licence
    • Australian passport
    • Green Medicare card

We also recommend having your tax file number (TFN) ready. If you earn more interest than the limit set by the ATO and you haven’t provided us with your TFN, withholding tax may be deducted from the interest you earn.

If you don’t meet the eligibility requirements to open an account online, you can still open an account at one of our branches.

Open an account in a branch 

If you’d rather see a friendly face in person, or don’t meet the eligibility requirements to open an account online, drop into one of our branches. Make sure you bring the required documents with you so we can set up your account.

Why choose P&N Bank?

Unlike the bigger banks, our customers and owners are one and the same, so there’s no conflict with shareholders. P&N Bank is all about you.

Our mission is to offer West Aussies a refreshing banking choice. And as WA's largest customer-owned bank, we make achieving your financial goals easier by reinvesting our profits back into our products and services. We help you take control of your finances and give you a hand with your banking when you need it.

When you choose to bank with us, you’re not just another customer; you’re an important piece of the puzzle that makes us who we are. 

Discover the P&N difference

We're here to help

Get in touch

Call us on 13 25 77, pop into your nearest branch, or chat to us online.

Find a branch

We’ve got branches all over the Perth region, and as far south as Bunbury.

Get answers online

Got a question? Our help centre is the ideal place to start.

Important information

Banking and Credit products issued by Police & Nurses Limited (P&N Bank).

Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms & conditions, fees & charges apply. 

Read the relevant product terms and conditions before deciding if a product is right for you.