Add up the costs of property sales. Whether you’re purchasing a new home or selling your current one, it’s important to think about all the costs that come into play. To make the process as easy as possible, our home buying and selling calculator is here to help – and it’ll even put all the info in a nice, easy-to-take-in format for you.
How to use our home buying and selling cost calculator
If you’re selling your property, enter the estimated sale price and your outstanding loan amount, as well as any other costs involved in selling (such as the real estate agent commission, advertising costs and settlement fees). Our calculator will give you a detailed breakdown of what your net position could be looking like once the sale is completed.
If you’re buying a property, give us some details about it and the home loan, and tell us about any other costs associated with the purchase (such as insurance costs, building inspection fees, and conveyancing fees). We’ll then give you the details of all the costs associated with buying a house, including stamp duty and other government fees, based on the information you’ve provided.
And if you’re both buying and selling, you’ll have the option to give us the information about both properties in the one calculator, simply by switching tabs.
Other home loan calculators
When it comes to all things buying and selling, it pays to crunch the numbers. Our calculators are here to help make the dollars make sense.
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Your home buying and selling questions answered
Buying a property involves more than just the purchase price. Depending on your situation, you may also need to budget for costs such as stamp duty, building and pest inspections, strata fees, transfer fees, and council rates.
Our home buying and selling cost calculator can help you estimate the costs involved.
For more information, read our article on the costs in buying a home.
There can be a range of costs involved when selling a property, including real estate agent fees, advertising costs, conveyancing fees, and settlement costs.
Our home buying and selling cost calculator can help you estimate the total costs involved.
Yes. Lots of people buy a new property before selling their current home, particularly in a competitive property market.
A bridging loan can help provide more flexibility between buying and selling, so you’re not relying on both properties settling at the same time.
If you'd like to discuss your options, contact us on 13 25 77 or book an appointment with a Home Loan Specialist.
You may wish to either partially or fully repay your fixed rate loan before the end of your fixed rate period, or switch to a different loan or repayment type. If you do so, you may need to pay a fixed rate adjustment cost or break cost.
If you'd like a break cost estimate, please call us on 13 25 77 and speak with one of our experienced home loan specialists.
Important information
Banking and Credit products issued by Police & Nurses Limited (P&N Bank).
Any information on this website is general and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms & conditions, fees & charges apply.
The results from this calculator should be used as an indication only. Figures provided are for illustrative purposes only and are based on the information provided. The results do not represent either quotes or pre-qualifications for any product. Eligibility for Government grants are subject to specific conditions relevant in each State or Territory. These specific conditions are not catered for in this calculator. The total Government and Bank fees and charges may exclude certain fees and charges. Information such as default figures and charges used in the assumptions are subject to change. Lending criteria applies to the approval of credit products. Terms and conditions apply and are available on request. Fees and charges are payable.
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*Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. For variable Interest Only loans, comparison rates are based on an initial 3 year Interest Only period. For fixed Interest Only loans, comparison rates are based on an initial Interest Only period equal in length to the fixed period. During an Interest Only period, your Interest Only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
^If you are borrowing more than 80% of the property’s value (Loan to Value Ratio), Lenders Mortgage Insurance (LMI) may be required. Borrowing up to 95% includes LMI costs.