Don’t overlook stamp duty costs. Stamp duty – an upfront cost that’s easy to forget about when it comes to buying your home. So how much will you need to pay? Our handy stamp duty calculator can help you estimate the costs. Simply give us some basic info about the property you’re planning to buy, and we’ll do the rest!
How to use our stamp duty calculator
The amount of stamp duty you’ll pay will differ from state to state. To help you estimate the cost, we need a few details about the property you’re planning to purchase first. Enter the property value, type, and purpose (either to live in or an investment), the state the property is in, and if you’re a first home buyer. Our stamp duty calculator will work out the total fees and charges, and will give you a break down of the stamp duty cost, the mortgage registration fee, the transfer fee and the title search fee. It will also let you know whether you could be eligible for the first home-owner grant.
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Your stamp duty questions answered
Stamp duty - which is also called transfer duty - is a tax charged by the state and territory governments for certain types of transactions, such as the purchase of a property or the purchase of land. The amount of stamp duty charged is different in each state.
You can work out how much stamp duty will apply on your property purchase using our Stamp Duty calculator.
Buying a property costs much more than just the purchase price. You'll need to consider additional costs such as stamp duty, building and pest inspection fees, strata costs, pro rata council rates, transfer fees and more.
Use our home buying and selling cost calculator to get an accurate breakdown of the costs involved.
Stamp Duty (also know as Transfer Duty) is the largest up front cost you'll face as a home buyer other than your deposit, so it pays to keep up to date with concessions and exemptions the government has in place.
Although stamp duty is generally unavoidable, exploring options such as off-the-plan purchases, first-home owner grants, and shared equity schemes can help reduce or eliminate stamp duty costs.
In addition, first home buyers in Western Australia are exempt from paying Stamp Duty on property purchases up to a certain property value. If you're a first home buyer and purchasing a home and land under $430,000 you're exempt from paying stamp duty. And if you're buying a home valued between $430,000 - $530,000 you'll pay only a concessional rate.
There are also concessions available if you're purchasing land less than $400,000 in value.
You can find out more about the options available to you from the WA Revenue Office.
Our home loan repayment calculator can help you get an idea of whether or not you can afford a home loan.
Simply provide a few key details, such as the loan amount you're considering and value of the property, and the calculator will do the work for you. You'll have an estimate of what your repayments will be in no time.
If you want to know how much you might be able to borrow, use our home loan borrowing power calculator instead.
Important information
Banking and Credit products issued by Police & Nurses Limited (P&N Bank).
Any information on this website is general and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms & conditions, fees & charges apply.
The results from this calculator should be used as an indication only. The results do not represent either quotes or pre-qualifications for any product. Eligibility for Government grants are subject to specific conditions relevant in each state or territory. These specific conditions are not catered for in this calculator. Information such as default figures and charges used in the assumptions are subject to change.
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*Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. For variable Interest Only loans, comparison rates are based on an initial 3 year Interest Only period. For fixed Interest Only loans, comparison rates are based on an initial Interest Only period equal in length to the fixed period. During an Interest Only period, your Interest Only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.