With no monthly account fees, an instant digital Visa Debit Card, internet banking available on the go, and the ability to save up every time you pay up, the & Transaction account has everything* you need to become a banking superhero. Ka-ching!
*Well, almost everything – superhero cape not included.
Pay&Save
Round up your card purchases to the nearest one, five or ten dollars to save, even when you’re spending. Ka-ching!
Bank digitally
An instant Visa Debit card means you can spend straightaway, with just your mobile device. Ka-chang!
Fee-free
Keep your hard-earned money in your pocket with no monthly account fees and free ATM access. Ka-ching!
Do we have a budgeting app? App-solutely!
mymo by P&N Bank is your personal banking buddy in a neat little budgeting app. You can track your spending and bills, set up budgets, and keep an eye on your savings goals – all in one place. Even if your bank accounts aren’t only with us.
Open your & Transaction Account online
Existing members
Already bank with P&N? Great choice - simply login to internet banking or go to the mobile app to open your new account.
New members
If you’re over 18 years of age, you can open your account in minutes. You’ll become a member and enjoy all of the benefits of banking with P&N.
Open your account in a branch
We're happy to meet you if you choose to open your account at your nearest branch.
For new members only
To open your account online you will need to be:
- over 18 years of age
- an individual (not a business or association)
- an Australian resident with a current Australian residential address.
And you’ll need to provide two of the following:
- a valid Australian driver's licence;
- an Australian passport;
- a Medicare card (green).
Handy hint: Have your tax file number ready. If you earn more interest than the limit set by the ATO, you need to pay tax. To avoid this, provide your tax file number when applying.
Open your account in branch
If you don’t already bank with us you’ll need to bring your Australian driver's licence or a valid Australian passport for ID.
A list of alternative identification documents is available for anyone who:
- is under 18 years of age
- is a non-resident
- doesn't have an Australian photo identity document
Existing members
Already bank with P&N? Great choice - simply login to internet banking or go to the mobile app to open your new account.
New members
If you’re over 18 years of age, you can open your account in minutes. You’ll become a member and enjoy all of the benefits of banking with P&N.
Open your account in a branch
We're happy to meet you if you choose to open your account at your nearest branch.
For new members only
To open your account online you will need to be:
- over 18 years of age
- an individual (not a business or association)
- an Australian resident with a current Australian residential address.
And you’ll need to provide two of the following:
- a valid Australian driver's licence;
- an Australian passport;
- a Medicare card (green).
Handy hint: Have your tax file number ready. If you earn more interest than the limit set by the ATO, you need to pay tax. To avoid this, provide your tax file number when applying.
Open your account in branch
If you don’t already bank with us you’ll need to bring your Australian driver's licence or a valid Australian passport for ID.
A list of alternative identification documents is available for anyone who:
- is under 18 years of age
- is a non-resident
- doesn't have an Australian photo identity document
Need more info? We can help!
Talk to us
Whether you’d like to chat to us over the phone, in person, or online, you can get in touch.
Open an account
You can open an account online, and it'll only take you a matter of minutes!
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Term deposits
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Important information
Banking and Credit products issued by Police & Nurses Limited (P&N Bank).
Any information on this website is general and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms & conditions, fees & charges apply.
Read the relevant product terms and conditions before deciding if a product is right for you.