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With no monthly account fees, an instant digital Visa Debit Card, internet banking available on the go, and the ability to save up every time you pay up, the & Transaction account has everything* you need to become a banking superhero. Ka-ching!

*Well, almost everything – superhero cape not included.


Round up your card purchases to the nearest one, five or ten dollars to save, even when you’re spending. Ka-ching!

Bank digitally

An instant Visa Debit card means you can spend straightaway, with just your mobile device. Ka-chang!


Keep your hard-earned money in your pocket with no monthly account fees and free ATM access. Ka-ching!

Open your & Transaction Account online

Existing members 

Already bank with P&N? Great choice - simply login to internet banking or go to the mobile app to open your new account.

New members

If you’re over 18 years of age, you can open your account in minutes. You’ll become a member and enjoy all of the benefits of banking with P&N. 

Open an account

Open your account in a branch

We're happy to meet you if you choose to open your account at your nearest branch

For new members only

To open your account online you will need to be:

  • over 18 years of age
  • an individual (not a business or association)
  • an Australian resident with a current Australian residential address.

And you’ll need to provide two of the following:

  • a valid Australian driver's licence;
  • an Australian passport;
  • a Medicare card (green).

Handy hint: Have your tax file number ready. If you earn more interest than the limit set by the ATO, you need to pay tax. To avoid this, provide your tax file number when applying.

Open your account in branch

If you don’t already bank with us you’ll need to bring your Australian driver's licence or a valid Australian passport for ID.

A list of alternative identification documents is available for anyone who:

  • is under 18 years of age
  • is a non-resident
  • doesn't have an Australian photo identity document

Need more info? We can help!

Talk to us

Whether you’d like to chat to us over the phone, in person, or online, you can get in touch.

Find a branch

If you prefer a face-to-face chat, we’ve got branches all over Perth.

Open an account

You can open an account online, and it'll only take you a matter of minutes!

You may also be interested in:

Smash your savings goals

Whether you’re saving for a holiday or a rainy day, P&N Bank has savings account options to help you reach your goals.

Term deposits

No magic money tree? Our fixed term deposits make growing your money easy.

Understand your financial wellbeing

Feel empowered to take control of your financial situation, no matter your starting point.

Important information

Banking and Credit products issued by Police & Nurses Limited (P&N Bank).

Any information on this website is general and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms & conditions, fees & charges apply.

Read the relevant product terms and conditions before deciding if a product is right for you.