Download our app for an even better mobile banking experience
Following the Reserve Bank of Australia's announcement on Tuesday 3 May, we have released information on interest rate changes. View details
Personal loans... easy as!
At P&N Bank, we’ve made applying for a personal loan easy as! Applying online is simple and you'll get a response in minutes.
Our online applications are easy as!
| ✔ | Quick and easy online application Apply online and get a response within minutes. |
| ✔ | Self-service Receive and return your contracts electronically to finalise your loan faster. |
| ✔ | Make the most of our Loan Tracker Use our Loan Tracker to securely upload your documents and keep track of your application at any time of the day or night. |
Choose the personal loan that’s right for you:
Our personal loans have competitive fixed rates, no early payout fees and flexible repayment options to give you the freedom you need. So whether you're looking to buy some new wheels, consolidate your debts or planning a wedding - we've got you covered.
Secured Personal Loan
Fixed and flexible loan term secured by a motor vehicle less than seven years old.
Unsecured Personal Loan
Fixed and flexible loan that doesn't require security and can be used for personal reasons.
Ready to get started?
Interest rates
| Product name | Interest rate | Comparison rate |
| Fixed Secured Personal Loan | 5.99% p.a. | 6.63% p.a. |
| Fixed Unsecured Personal Loan | 9.49% p.a. | 10.12% p.a. |
You may also be interested in:
Important information
Credit products issued by Police & Nurses Limited (P&N Bank) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701. Lending criteria, terms & conditions, fees & charges apply. Rates subject to change.
Comparison rate calculated based on $30,000 over a term of 5 years on monthly repayments for secured and unsecured loans. Rates quoted may vary depending on loan purpose and security offered. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A Comparison Rate Schedule for a wider range of loan types, amounts and terms is also available.