BSB 806 015

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BSB 806 015

Personal loans... easy as!

At P&N Bank, we’ve made applying for a personal loan easy as! Applying online is simple and you'll get a response in minutes.

Our online applications are easy as!

Quick and easy online application
Apply online and get a response within minutes.
Receive and return your contracts electronically to finalise your loan faster.
Make the most of our Loan Tracker
Use our Loan Tracker to securely upload your documents and keep track of your application at any time of the day or night.

Apply now


Choose the personal loan that’s right for you:

Our personal loans have competitive fixed rates, no early payout fees and flexible repayment options to give you the freedom you need. So whether you're looking to buy some new wheels, consolidate your debts or planning a wedding - we've got you covered.

Car Loan

Car in a tangerine circle

A low rate car loan for when you're purchasing a motor vehicle less than seven years old.

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Secured Personal Loan

Car in pink circle

Fixed and flexible loan term secured by a motor vehicle less than seven years old.

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Unsecured Personal Loan

Dollar sign tag in a yellow circle

Fixed and flexible loan that doesn't require security and can be used for personal reasons.

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Ready to get started?

Apply now

Interest rates

Product name Interest rate Comparison rate
Fixed Secured Personal Loan 8.24% p.a. 8.90% p.a.
Fixed Unsecured Personal Loan 9.99% p.a. 10.65% p.a.

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Important information

Credit products issued by Police & Nurses Limited (P&N Bank) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701. Lending criteria, terms & conditions, fees & charges apply. Rates subject to change.

Comparison rate calculated based on $30,000 over a term of 5 years on monthly repayments for secured and unsecured loans. Rates quoted may vary depending on loan purpose and security offered. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A Comparison Rate Schedule for a wider range of loan types, amounts and terms is also available.

View Personal Loan Terms and Conditions

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