BSB 806 015

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BSB 806 015

It takes many hands to make life work. And no one gets that more than P&N.

That's why when you sign up for a P&N transaction account, you can use your digital card straight away.

No waiting time

When you open a new account online your card will be ready to use in a matter of minutes. 

Digital wallets

Start making secure contactless payments on the go with your mobile phone today using Apple PayGoogle PayTM and Samsung Pay. Paying with your phone is safe, easy to set up and works with the devices you use every day.

Lost your card?

With P&N's award-winning app, if your card is lost or stolen you can get a replacement digital card, in an instant. 


Smartest banking, digitally

Mobile app

Award-winning mobile app

All your banking needs from the palm of your hand

Instant digital cards

Instant card, instant spending

When you sign up for a P&N transaction account, you can use your digital card straight away

Faster payments

Faster payments

The days of waiting up to three days for your funds are over, you can now transfer money from bank to bank in an instant

Award winning banking

Over the years P&N has been recognised for our commitment to providing excellent service, including the 2019 Mozo Awards Experts choice for Excellent Banking App.

We're pleased to offer a range of options to help you transact and manage your accounts. From instant digital cards, Mobile Apps and Internet Banking to digital wallets including Apple Pay, Samsung Pay and Google Pay™ you'll be spoilt for choice in how you access your accounts.

Our & Transaction account includes our best digital and account features to make your banking life easier. 

  • No monthly fees - keeping your hard earned money in your pocket.

  • Bank on the go - use your Visa Debit card, Mobile App and Internet Banking to access your account anytime, anywhere and make fee-free transactions.

  • Tap and pay with your mobile phone - using Apple PayGoogle PayTM or Samsung Pay - a smarter way to pay.

  • Faster Payments - send and receive money in near real time between participating banks, or set-up your PayID on your account for easier, faster payments.


  • ATM access - free and convenient access to your money at all major bank ATMs across Australia.

  • Card Controls - manage how you can use your card or put a temporary lock on your card while you look for it. Easily turn on or off features like online transactions, overseas purchases and even Visa payWave. All available 24/7 via Internet Banking and our Mobile App.

  • Automatically save - with P&N's Pay&Save, when you use your & Transaction account, you can round up Visa Debit purchases to the nearest dollar - and save the difference into an eligible P&N savings account.

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Important information

Canstar’s Innovation Excellence Award was awarded on 4 April 2019 for our Instant card provisioning/Virtual Card Controls. Please read and consider the Terms and Conditions including Interest Rates, Fees & Charges. Any advice given is general only, and does not take into account your personal objectives, financial situation or needs. Please therefore consider whether it is appropriate for you.

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