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Whether you’re saving for a long weekend away, a Gold Coast trip, or a European getaway, our SwiftSaver account can help you get there sooner. 

And you'll be rewarded with a high bonus interest rate when you stick to a regular savings plan. All you have to do is deposit a minimum of $10 a month and make no withdrawals – it's that simple!

Learn more about our SwiftSaver

It all adds up with this savings account

Earn bonus interest

Be rewarded with bonus interest on balances up to $250,000.

Start saving right away

There's no minimum opening balance required, so what are you waiting for?

Save with automatic round-ups

Open an & Transaction account too, and you can save automatically with Pay&Save.

Interest rates

Rate type Interest rate Interest calculated Interest credited
Standard rate 0.20% p.a. Daily End of month
Bonus rate - deposit $10 per month 4.35% p.a. Daily  End of month
Total maximum rate (standard + bonus) 4.55% p.a.    

It's easy to open a SwiftSaver account online

Existing members 

Already bank with P&N? Great choice - simply login to internet banking or go to the mobile app to open your new account.

New members

If you’re over 18 years of age, you can open your account in minutes. You’ll become a member and enjoy all of the benefits of banking with P&N. 

Open an account

Open your account in a branch

We're happy to meet you if you choose to open your account at your nearest branch

For new members only

To open your account online you will need to be:

  • over 18 years of age
  • an individual (not a business or association)
  • an Australian resident with a current Australian residential address.

And you’ll need to provide two of the following:

  • a valid Australian driver's licence;
  • an Australian passport;
  • a Medicare card (green).

Handy hint: Have your tax file number ready. If you earn more interest than the limit set by the ATO, you need to pay tax. To avoid this, provide your tax file number when applying.

Open your account in branch

If you don’t already bank with us you’ll need to bring your Australian driver's licence or a valid Australian passport for ID.

A list of alternative identification documents is available for anyone who:

  • is under 18 years of age
  • is a non-resident
  • doesn't have an Australian photo identity document

Need more info? We can help!

Talk to us

Whether you’d like to chat to us over the phone, in person, or online, you can get in touch.

Find a branch

If you prefer a face-to-face chat, we’ve got branches all over Perth.

Open an account

You can open an account online, and it'll only take you a matter of minutes!

Important information

Banking and Credit products issued by Police & Nurses Limited (P&N Bank).

Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms & conditions, fees & charges apply. 

Read the relevant product terms and conditions before deciding if a product is right for you. 

Bonus interest applied when minimum $10 deposited and no withdrawals made from the account during the calendar month. Bonus interest is paid on balances up to $250,000 with balances in excess of $250,000 receiving the standard rate.

Members may hold a maximum of five SwiftSavers as a single account and five SwiftSavers as joint accounts.