If you are thinking about investing in property, or have an existing investment loan elsewhere, our & Investor Basic Loan has a low variable interest rate, no monthly fee and no application fees.
- Flexible repayments - weekly, fortnightly and monthly repayment options available.
- Repayment options to suit your lifestyle - principal & interest repayment or interest only repayments available for up to 5 years.
- Great rate - which means you can keep more of your hard-earned money in your pocket.
- Borrowing less than 70%? - Enjoy a lower rate when you borrow up to 70% of the value of your property
- Redraw facility - pay more into your home loan and access the funds when you need them.
Interest rates
| Product Name |
LVR |
Rate
(Variable)
|
Comparison Rate |
| & Investor Basic Loan (P&I Repayments) |
< 70.00% |
2.29% p.a. |
2.29% p.a. |
| & Investor Basic Loan (P&I Repayments) |
> 70.00% |
2.49% p.a. |
2.49% p.a. |
| & Investor Basic Loan (IO Repayments) |
< 70.00% |
2.59% p.a. |
2.36% p.a. |
| & Investor Basic Loan (IO Repayments) |
> 70.00% |
2.74% p.a. |
2.55% p.a. |
It’s easy to apply for an & Investor Basic Loan with P&N Bank. Simply get all your details ready and choose how to apply.
How to apply
In person
We can help you apply for a home loan in person at your nearest branch. Be sure to bring along all the documents you'll need.
Over the phone
Call us on 13 25 77 and one of our friendly loan consultants will help you with your home loan application.
We'll come to you
Get in touch with our mobile lending team and book an appointment for a time that suits you. This could be while you're at home or work, or if video appointments are more convenient, we can arrange that too!
What you need
You'll need either primary ID with a photo (ie. passport or driver's licence), or primary ID without a photo (ie. birth certificate or citizenship certificate) plus secondary ID (ie. a utility bill with your name and address on it).
During your application we’ll ask you to provide information, such as:
- income details (payslips, or if you're self employed, tax assessments for the last two years and financial statements)
- contact details for your current and previous employer
- any assets you own (e.g. value of any cars, deposit accounts, properties, etc)
- any loans, credit cards or other amounts owing
