BSB 806 015

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BSB 806 015

& Investor Loan

A variable rate investment loan that comes with an optional offset account and added benefit of no ongoing fees.

& Access Account

100% offset

Redraw facility

Yes

Loan term

5 - 30 years

If you are thinking about investing in property, or have an existing investment loan elsewhere, you can borrow up to 90% of the investment property value on an & Investor Loan. You'll also be able to benefit from an optional offset account and no ongoing fees, helping you save money.

  • Flexible loan sizes - obtain a loan that suits your investment needs starting at $50,000.
  • Optional offset account - an & Access Account which gives you a 100% balance interest offset against your & Investor Loan with no monthly fee.
  • Redraw facility - pay more into your home loan and access the funds when you need them.
  • Flexible repayments - weekly, fortnightly and monthly repayment options available.
  • Repayment options to suit your lifestyle - principal & interest repayment or interest only repayments available for up to 5 years.

Interest rates

Product Name LVR Rate
(Variable)
Comparison Rate
& Investor Loan (P&I Repayments) < 90.00% 3.23% p.a. 3.23% p.a.
& Investor Loan (IO Repayments) < 90.00% 3.43% p.a. 3.43% p.a.

& Investor Loan fees & charges

Establishment fee (includes one valuation)
includes one valuation$0
additional valuationsat cost*
Switch Fee$300

*At cost refers to costs incurred by P&N Bank resulting from the provision of a product or service requested by the member, which will be passed on to the member.

It’s easy to apply for an & Investor Loan with P&N Bank. Simply get all your details ready and choose how to apply.

How to apply

In person

Apply for a home loan in person at your nearest branch. Be sure to bring along all the documents you'll need.

Over the phone

Call us on 13 25 77 and one of our friendly loan consultants will help you with your home loan application.

We'll come to you

Meet our mobile lending team and book a home loan appointment. They'll visit you at home or at work.

What you need

You'll need either primary ID with a photo (ie. passport or driver's licence), or primary ID without a photo (ie. birth certificate or citizenship certificate) plus secondary ID (ie. a utility bill with your name and address on it).

During your application we’ll ask you to provide information, such as:

  • income details (payslips, or if you're self employed, tax assessments for the last two years and financial statements)
  • contact details for your current and previous employer
  • any assets you own (e.g. value of any cars, deposit accounts, properties, etc)
  • any loans, credit cards or other amounts owing

Variable from 3.23 % p.a. Interest Rate

3.23 % p.a. Comparison Rate

Enquire Request appointment

Disclaimer

Other fees & charges that apply to all of our accounts can be found on our fees and charges page.

To use this website you are required to read the Credit Guide (which you agree to be provided by accessing this link.) Lending criteria apply. Terms and conditions apply and are available on request. Rates stated are subject to change without notice. Fees and charges are payable.

View Home Loan Terms and Conditions

Create a Home Loan Key Fact Sheet

Police & Nurses Limited (P&N Bank) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701. Comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. IMPORTANT THINGS YOU SHOULD KNOW: Lending criteria and fees and charges apply. Terms and conditions apply and are available on request. Rates stated are subject to change without notice.


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