Automatically round up your in store or online purchases to the nearest dollar with an & Transaction Account, and save the difference with P&N Bank.
An everyday transaction account where you can enjoy fee-free transactions and a range of convenient payment options to suit the way you spend.
- No monthly fees - keeping your hard earned money in your pocket.
- Bank on the go - use your Visa Debit card, Mobile App and Internet Banking to access your account anytime, anywhere and make fee-free transactions.
- Instant digital card - open your account online and instantly access your card details securely to transact online or add to your Digital Wallet to make purchases in store.
- Tap and pay with your mobile phone - using Apple Pay, Google PayTM or Samsung Pay a smarter way to pay.
- Faster Payments - send and receive money in near real time between participating banks, or set-up your PayID on your account for easier, faster payments through Osko.
- ATM access - free and convenient access to your money at all major bank ATMs across Australia.
- Card Controls - manage how you can use your card or put a temporary lock on your card while you look for it. Easily turn on or off features like online transactions, overseas purchases and even Visa payWave. All available 24/7 via Internet Banking and our Mobile App.
- Automatically save - with P&N's Pay&Save, when you use your & Transaction account, you can round up Visa debit purchases to the nearest dollar – and save the difference into an eligible P&N savings account.
What is Pay&Save?
An early morning coffee. Filling up on fuel. A quick lunch with friends. We all swipe our debit cards to make everyday purchases like these. Now, with Pay&Save, when you use your & Transaction Account, you can round up these purchases to the nearest dollar – and save the difference into a P&N savings account. Find out about Pay&Save.
|Product Name||Tier||Rate||Interest Calculated||Interest Credited|
|& Transaction Account||> $0||n/a||Daily balance||N/A|
What our members are saying