BSB 806 015

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BSB 806 015

Personal loans

Our car loans and personal loans have competitive interest rates, low fees and flexible repayment options to give you the freedom you need. So whether you're buying a new car, booking a last-minute holiday or consolidating debt, we've got you covered.

Choose the Personal Loan that's right for you

Product name

Variable Interest Rate

Comparison Rate

Overview

Establishment fee

Monthly fee

Extra payments allowed

Redraw available

Minimum loan term

Maximum loan term

Minimum loan amount

 

6.99 % p.a. Variable Interest Rate

7.93 % p.a. Comparison Rate

  •  

    Car Loan

    low variable rate

  •  

    Carsearch

    help you find the best car at the best price

  •  

    Car Insurance

    $100 fuel voucher for new policies

  •  

    & Transaction Account

    no ongoing monthly fees*

Establishment fee

$169

Monthly fee

$10

Extra payments allowed

Redraw available

Minimum loan term

2 years

Maximum loan term

5 years

Minimum loan amount

$5,000

6.99 % p.a. Variable Interest Rate

7.93 % p.a. Comparison Rate

Pay off your loan as quickly as possible with this very low variable interest rate personal loan, secured against your motor vehicle.

Establishment fee

$169

Monthly fee

$10

Extra payments allowed

Redraw available

Minimum loan term

2 years

Maximum loan term

5 years

Minimum loan amount

$5,000

Remove

13.00 % p.a. Variable Interest Rate

13.90 % p.a. Comparison Rate

Pay off your loan as quickly as possible with this very low variable interest rate personal loan.

Establishment fee

$169

Monthly fee

$10

Extra payments allowed

Redraw available

Minimum loan term

2 years

Maximum loan term

5 years

Minimum loan amount

$5,000

Remove

Things to know
With car loans and personal loans available in Perth and regional WA we offer:

  • Flexible repayment options and tools to help you pay off your loan sooner
  • Terms from 2 years to 5 years
  • Loan amounts above $5,000
  • A one of establishment fee, as well as low monthly fees

For a car loan with bags of extras - take a look at our Car Buyers & Bag. Start with our low variable rate Car Loan, and choose from a range of extras. It's got everything you need when buying a car.

How much can I borrow?
Work out what your repayments may be, or how much you could save by consolidating your existing debts, with our Personal Loan Repayment calculator

Hints & tips
For more tips on buying a car or consolidating your debts, plus a range of other helpful articles on getting the most from your money, check out our How to section.

Not what you're looking for?

*Non standard transaction fees and other bank and ATM fees may apply.

Lending criteria and fees and charges apply. Terms and conditions apply and are available on request. You should consider the Product Disclosure Statement in deciding whether to acquire the & Transaction Account and should also consider whether it is appropriate for you.

Comparison rate is calculated based on $30,000 over 5 years for secured and unsecured loans. WARNING: The comparison rate applies only to the example or examples given. Minimum loan $5,000. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Any advice given is general only and does not take into account your personal objectives, financial situation or needs. QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545 is the issuer of the MemberCare insurance policies. The product is not a product of, nor guaranteed by P&N Bank who will receive a commission payment of up to 12.5% of the premium for arranging a policy sale.

Full terms and conditions of the promotion (including limitations and exclusions) are available at pnbank.com.au. Provision of the $100 Caltex fuel card is for new policies only (not renewals) and will be sent after 28 days from inception of the policy subject to the policy not being cancelled.

Carsearch is independent to P&N Bank.

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