BSB 806 015

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BSB 806 015

Personal & car loans

Our car loans and personal loans have competitive interest rates, low fees and flexible repayment options to give you the freedom you need. So whether you're buying a new car, booking a last minute holiday or consolidating your debts, we've got you covered.

Choose the personal loan that's right for you

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Product name

Fixed Interest Rate

Comparison Rate

Overview

Establishment fee

Monthly fee

Extra payments allowed

Redraw available

Minimum loan term

Maximum loan term

Minimum loan amount

 

Car Loan

5.99 % p.a. Fixed Interest Rate

6.63 % p.a. Comparison Rate

A low fixed rate loan when you're purchasing a motor vehicle less than seven years old.

Establishment fee

$199

Monthly fee

$5

Extra payments allowed

Redraw available

Minimum loan term

1 year

Maximum loan term

7 years

Minimum loan amount

$5,000

Learn more

Apply

Are you already a member with P&N Bank?

New to P&N Bank

You don't have to be a member to apply. As long as you're over 18, living in Western Australia and have a regular income you can apply online.

Apply

Already a member

Log in to Internet Banking to fast track your application. We'll validate your identity and pre-fill everything we already know about you.

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Secured Personal Loan

5.99 % p.a. Fixed Interest Rate

6.63 % p.a. Comparison Rate

A personal loan with a fixed rate and choice of loan term, secured by a motor vehicle.

Establishment fee

$199

Monthly fee

$5

Extra payments allowed

Redraw available

Minimum loan term

1 year

Maximum loan term

7 years

Minimum loan amount

$5,000

Learn more

Apply

Are you already a member with P&N Bank?

New to P&N Bank

You don't have to be a member to apply. As long as you're over 18, living in Western Australia and have a regular income you can apply online.

Apply

Already a member

Log in to Internet Banking to fast track your application. We'll validate your identity and pre-fill everything we already know about you.

Login
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Remove

Unsecured Personal Loan

9.49 % p.a. Fixed Interest Rate

10.12 % p.a. Comparison Rate

An unsecured personal loan with a fixed rate and choice of loan term.

Establishment fee

$199

Monthly fee

$5

Extra payments allowed

Redraw available

Minimum loan term

1 year

Maximum loan term

7 years

Minimum loan amount

$5,000

Learn more

Apply

Are you already a member with P&N Bank?

I'm new to P&N Bank

You don't have to be a member to apply. As long as you're over 18, living in Western Australia and have a regular income you can apply online.

Apply

I'm already a member

Log in to Internet Banking to fast track your application. We'll validate your identity and pre-fill everything we already know about you.

Login
×
Remove

Show more less features

Online application

  • Quick and easy online application, and get a response within minutes.
  • Receive and return your contracts electronically to finalise your loan faster.
  • Upload your documents and keep track of your application at any time of the day or night with Loan Tracker.

Features you'll love

  • Flexible repayment options over terms of one - seven years
  • Access the extra payments you've made when you need the funds
  • Loan amounts starting from $5,000
  • No early payout fees

Calculate your personal loan repayments

How much can I borrow?

Work out what your repayments may be or figure out how much you could save by consolidating your existing debts with our Personal Loan Repayment Calculator. 

Hints & tips

For tips on choosing the right finance for your car, plus a range of other helpful articles, check out our P&N Blog.

 Apply todayMore information? What are my repayments?Speak to a lending specialist

Frequently asked questions

  • What can I use a personal loan for?

    We offer personal loans for almost any purpose. This can include weddings, buying a car, consolidating debts, or going on a holiday, just to name a few.

    Our personal loan repayment calculator can help you figure out what your minimum weekly, fortnightly or monthly loan repayments would be for any borrowed amount.

    To apply for one of our personal loans, you can submit an application online. Alternatively, you can call us on 13 25 77 or visit your local branch to speak with one of our lending specialists. Our team can review your current situation and guide you through the process.

  • What is the minimum amount I can borrow for a personal loan?

    All our personal loans have a minimum loan amount of $5,000.

    To apply for one of our personal loans, you can submit an application online. Alternatively, you can call us on 13 25 77 or visit your local branch to speak with one of our lending specialists. Our team can review your current situation and guide you through the process.

  • How do I apply for a personal loan?

    You can apply for a personal loan or a car loan online. Your application will take around 10 to 15 minutes and you can save and resume this at any time. Alternatively, please call 13 25 77 or visit your local branch and one of our friendly team will be happy to assist.

See all frequently asked questions

Not what you're looking for?

Try our credit cards

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*Non standard transaction fees and other bank and ATM fees may apply.

Credit products issued by Police & Nurses Limited (P&N Bank) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701. Lending criteria, terms & conditions, fees & charges apply. Rates subject to change.

Comparison rate calculated based on $30,000 over a term of 5 years on monthly repayments for secured and unsecured loans. Rates quoted may vary depending on loan purpose and security offered. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A Comparison Rate Schedule for a wider range of loan types, amounts and terms is also available.

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