BSB 806 015

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BSB 806 015

Personal & car loans

Our car loans and personal loans have competitive interest rates, low fees and flexible repayment options to give you the freedom you need. So whether you're buying a new car, booking a last-minute holiday or consolidating debt, we've got you covered.

Choose the personal loan that's right for you

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Product name

Variable Interest Rate

Comparison Rate

Overview

Establishment fee

Monthly fee

Extra payments allowed

Redraw available

Minimum loan term

Maximum loan term

Minimum loan amount

 

6.81 % p.a. Variable Interest Rate

7.80 % p.a. Comparison Rate

A low variable interest rate loan when you're purchasing a motor vehicle less than 7 years of age.

Establishment fee

$199

Monthly fee

$10

Extra payments allowed

Redraw available

Minimum loan term

2 years

Maximum loan term

5 years

Minimum loan amount

$5,000

Learn more

Apply
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6.81 % p.a. Variable Interest Rate

7.80 % p.a. Comparison Rate

Pay off your loan as quickly as possible with this very low variable interest rate personal loan, secured against your motor vehicle.

Establishment fee

$199

Monthly fee

$10

Extra payments allowed

Redraw available

Minimum loan term

2 years

Maximum loan term

5 years

Minimum loan amount

$5,000

Learn more

Apply
Remove

12.82 % p.a. Variable Interest Rate

13.77 % p.a. Comparison Rate

Pay off your loan as quickly as possible with this very low variable interest rate personal loan.

Establishment fee

$199

Monthly fee

$10

Extra payments allowed

Redraw available

Minimum loan term

2 years

Maximum loan term

5 years

Minimum loan amount

$5,000

Learn more

Apply
Remove

Things to know

With car loans and personal loans available in Perth and regional WA we offer:

  • Flexible repayment options and tools to help you pay off your loan sooner
  • Terms from 2 years to 5 years
  • Loan amounts above $5,000
  • A one off establishment fee, as well as low monthly fees

How much can I borrow?

Work out what your repayments may be, or how much you could save by consolidating your existing debts, with our Personal Loan Repayment calculator

Loan Tracker
Keep track of your application and loan status at any time of the day or night with Loan Tracker.

Hints & tips
For tips on choosing the right finance for your car or consolidating your debts, plus a range of other helpful articles on getting the most from your money, check out our How to section.

 
Ready to apply or want to find out more?

Apply online today or call us on 13 25 77 8am - 6pm Mon-Fri and 9am -5pm Sat (AWST)

Call 13 25 77

  

Frequently asked questions

  • What can I use a personal loan for?

    We offer personal loans for almost any purpose. This can include weddings, buying a car, consolidating debts, or going on a holiday, just to name a few.

    Our personal loan repayment calculator can help you figure out what your minimum weekly, fortnightly or monthly loan repayments would be for any borrowed amount.

    To apply for one of our personal loans, you can submit an application online. Alternatively, you can call us on 13 25 77 or visit your local branch to speak with one of our lending specialists. Our team can review your current situation and guide you through the process.

  • What is the minimum amount I can borrow for a personal loan?

    All our personal loans have a minimum loan amount of $5,000.

    To apply for one of our personal loans, you can submit an application online. Alternatively, you can call us on 13 25 77 or visit your local branch to speak with one of our lending specialists. Our team can review your current situation and guide you through the process.

  • How do I apply for a personal loan?

    You can apply for a personal loan or a car loan online. Your application will take around 10 to 15 minutes and you can save and resume this at any time. Alternatively, please call 13 25 77 or visit your local branch and one of our friendly team will be happy to assist.

Not what you're looking for?

*Non standard transaction fees and other bank and ATM fees may apply.

Lending criteria and fees and charges apply. Terms and conditions apply and are available on request.

Comparison rate is calculated based on $30,000 over 5 years for secured and unsecured loans. WARNING: The comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Any advice given is general only and does not take into account your personal objectives, financial situation or needs. QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545 is the issuer of the MemberCare insurance policies. The product is not a product of, nor guaranteed by P&N Bank who will receive a commission payment of up to 25% of the premium for arranging a policy sale. 

To decide if the product is right for you and for full terms and conditions (including limitations and exclusions), please read and consider the Product Disclosure Statement (PDS). 

Carsearch is independent to P&N Bank.

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